Richmond, KY › Inherited Property · Madison County

You stop paying for a house and get a fair price.

You can sell in the estate's name once the estate is opened — no need to put the house in your own name first. If you need an estate attorney, we can help you find one.

USA Home Buyers buys houses as-is in Richmond and Madison County, Kentucky. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call 888-274-5006 — talk through the inherited house

We buy the house and handle the contents

An inherited house can keep bringing property-tax, insurance, utility, upkeep, and mortgage bills while the estate is being handled.

Sell an inherited house without cleanout, repairs, or hauling away a lifetime of belongings — we take it as it is. You can take the belongings you want to keep; tell us what you want left, and the written terms can address the contents and access. You do not have to clean out or repair the house to sell it to us.

What happens next

  1. 1. Talk through the house

    Share the Richmond address, the house’s condition, what is still inside, and what you know about the estate. You can call with what you know; you do not need every probate question settled first.

  2. 2. Review the written offer

    We'll give you a written cash offer within 24 hours. You receive written terms before you commit and can review them before deciding.

  3. 3. Close through a title company

    If you choose to proceed, the title company reviews the closing file and confirms the documents and signatures needed for this property and estate.

Signing from another location

Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.

Compare what you may keep

Compare a possible listing result with what you might actually net after costs. Adjust the calculator’s assumptions for the house and your situation.

Open the Richmond home-sale net-proceeds calculator →

Kentucky estate rules and taxes

Who can sign

A Kentucky court appoints a personal representative—an executor or administrator. See the state’s appointment rule ↗. If the will gives that person power to sell the real estate, they can usually sell without a separate court order. See KRS 395.195(6), on a personal representative’s powers ↗.

Without that authority in the will, the representative can ask the District Court for an order granting the power to sell under KRS 389A.010 ↗. Everyone with an interest in the house must receive notice. The order must be final and the time to appeal must expire before the property can be conveyed; a certified copy is recorded with the deed under KRS 389A.015 ↗.

A surviving spouse may have rights in the house even if not named on the deed. Kentucky’s surviving-spouse rules changed effective July 15, 2026. See KRS 392.020 ↗.

Transfer and inheritance taxes

Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500. The grantor, or seller, owes it under KRS 142.050 ↗, and the county clerk collects it before the deed can be recorded. Some transfers are exempt, so have the title company confirm whether an exemption applies to your sale.

A seller’s mortgage, liens, back taxes, and share of current property taxes remain separate from closing costs.

When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

Some heirs may owe Kentucky inheritance tax, though close family is exempt. The Kentucky Department of Revenue inheritance-tax information ↗ explains the state rules.

Local estate and deed help

Richmond is the Madison County seat.

Kentucky Court of Justice — Madison County Probate Division

For probate questions, call the Madison County Probate Division at 859-624-4723.

Madison County court directory ↗

If you need an estate attorney, we can help you find one.

What our sellers say

“The house in Allentown was sitting empty for 2 years after my dad passed. getting code violations from the city. sold it to them for cash, no cleanup needed.”
Karen Binherited, vacant, code violations
“Probate is a nightmare. i live in texas so trying to sell my uncles house out of state was stressing me out. called these guys and they just handled it. wire hit my account yesterday. highly recommend.”
Roger Fprobate, out of state
“inherited my parents place and it was packed with junk. didnt want to deal with it. they gave me a fair cash price and took it.”
Tom Minherited

Questions about selling an inherited house

Inherited-property questions in Richmond, KY

Can I sell an inherited Kentucky house before probate is finished?

Often, yes. A court must appoint a personal representative first. If the will gives that representative power to sell the real estate, the representative can usually sell without a separate court order. Without that power, the representative can ask the District Court for an order granting it; the order must be final and the time to appeal must expire before the house can be conveyed.

Who can sign for an inherited house in Kentucky?

A court-appointed personal representative—an executor or administrator—may handle a sale when the will gives that power. If it does not, the representative can ask the District Court for an order to sell. Everyone with an interest in the house must receive notice. The order must be final, the appeal time must expire before conveyance, and a certified copy is recorded with the deed.

Do I have to put the inherited house in my own name before selling?

You can sell in the estate's name once the estate is opened — no need to put the house in your own name first. If you need an estate attorney, we can help you find one.

Could a surviving spouse have rights in the house?

Yes. A surviving spouse may have rights in the house even if not named on the deed. Kentucky changed its surviving-spouse rules effective July 15, 2026.

What taxes apply to an inherited-house sale in Kentucky?

Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500. The grantor—the seller—owes it under the statute, and some transfers are exempt. Some heirs may owe Kentucky inheritance tax, though close family is exempt. A seller’s mortgage, liens, back taxes, and share of current property taxes remain separate from closing costs. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

Do I need to clean out or repair an inherited house?

Sell an inherited house without cleanout, repairs, or hauling away a lifetime of belongings — we take it as it is. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can take the belongings you want to keep; the written terms can describe what remains in the house.

Can I sign the sale papers from outside Kentucky?

Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.

What happens after I ask about an offer?

We'll give you a written cash offer within 24 hours. You can review the written offer and terms before you commit. If you choose to proceed, the closing is through a title company.

Talk with us about the inherited Richmond house

Call 888-274-5006 or use the form to share the address and what you know about the estate.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.

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