Riverside, CA › Foreclosure
Can I Sell My Riverside House in Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, yes: you may still sell a California home before a mortgage trustee's sale if the payoff, title work, and closing can be completed in time. A possible offer does not change the scheduled date, so confirm it with the trustee or lender.
We buy houses as-is in the City of Riverside and Riverside County, California. Call 888-274-5006 or send the property address through the form.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.
How we can help with a Riverside house
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in the City of Riverside and Riverside County. You receive a written offer and written terms before you commit, and a title company handles the closing.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate items; the title company confirms the figures for the property.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Mortgage trustee sale or property-tax sale?
California home loans commonly use a deed of trust. Most mortgage foreclosures are nonjudicial: the trustee named in the deed of trust runs the process without a court lawsuit. A sale for delinquent property taxes is a different process, with its own notice and dates. The mortgage deadlines below do not tell you the deadline for a tax sale; follow the instructions on the notice you received and contact the office named there.
For a mortgage foreclosure, the trustee records a notice of default. After a 90-day cure period, a notice of sale can follow; it must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, or pay off the loan up to the sale itself. There is no right of redemption after a nonjudicial trustee's sale.
A trustee may postpone a sale, at the lender's instruction or by agreement. For a one-to-four-unit home, California law also allows limited 45-day postponements tied to a broker listing and a qualifying purchase agreement. Do not assume the date has changed: confirm the current date with the trustee, lender, title company, or an attorney.
- California Courts: Your rights in a nonjudicial foreclosure
- California Civil Code section 2924c: reinstatement
- California Civil Code section 2924f: notice and postponements
- California Civil Code section 2924g: trustee's sale and postponements
- California Department of Real Estate: Homeowner's Guide to Foreclosure
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask the lender for a current payoff; a title company can help identify recorded liens and closing figures for the property.
What happens next
- Contact us with the property address and the trustee's sale date, if one is scheduled.
- We review the house and provide a written cash offer and written terms before you commit.
- A title company checks title, the payoff, recorded liens, and the closing figures with you.
- If you accept and the required steps can be completed in time, the title company coordinates closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Riverside County records and tax-sale contact
For copies of recorded documents, Riverside County's Assessor-County Clerk-Recorder lists its Downtown office at 4080 Lemon St., 1st Floor, Riverside, CA 92501, phone (951) 955-6200. Recorded documents can help you review the property record, but this is not a live trustee-sale schedule; confirm a mortgage sale date with the trustee.
If your notice concerns delinquent property taxes or a tax sale, follow the contact instructions on that notice for its process and dates. Riverside County's ACR site links to the Riverside County Treasurer-Tax Collector for county tax matters. Do not use mortgage trustee-sale deadlines for a tax-sale notice.
Foreclosure questions and contact
Questions about foreclosure in Riverside
Can I sell my Riverside house before a trustee's sale?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, yes: a sale may be possible before the trustee's sale if the payoff, title work, and closing can be completed in time. Confirm the current sale date with the trustee or lender and a title company.
What are the California mortgage-foreclosure deadlines?
After the trustee records a notice of default, a 90-day cure period comes before a notice of sale can follow. The notice of sale must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, or pay off the loan up to the sale itself. Confirm the dates and figures for your property.
Is a property-tax sale the same as a mortgage trustee sale?
No. A mortgage foreclosure and a sale for delinquent property taxes are separate processes with separate notices and dates. Do not apply mortgage trustee-sale deadlines to a tax-sale notice; follow the contact instructions on that notice for its process and dates.
What if my lender payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Get a current payoff and have the title and closing figures reviewed for your property.
Do I need to repair or clean out my house before asking about an offer?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in the City of Riverside and Riverside County.
Estimate possible sale proceeds with the Riverside calculator → It is a planning estimate, not an offer for your property.
Read Riverside seller reviews.
Read more about selling a house in Riverside or visit the Riverside seller resources.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.
Call 888-274-5006.