Can I Sell My Russellville House Before Foreclosure?

If your mortgage foreclosure sale is still ahead, we can work with you toward closing before the sale date.

USA Home Buyers buys houses in Russellville and Pope County, Arkansas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Call 888-274-5006 to ask for a cash offer or talk through the notice you received.

Call 888-274-5006

We give written cash offers in 24 hours.

Share the property address and the notice or sale date you have.

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By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

How we help you work toward closing

We review the Russellville house as-is. You get a written offer and written terms before you commit, and we close through a title company.

If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.

Which sale is named in your notice?

Mortgage foreclosure

Arkansas permits nonjudicial sales under its Statutory Foreclosure Act. Before a nonjudicial sale, the trustee or lender must record the required notice of default, provide and publish the required notices, and wait through the statutory minimum notice period. A judicial foreclosure follows a court case and can carry a post-sale redemption right unless it was validly waived.

Arkansas Code, Title 18 — foreclosure and judicial-sale provisions

Property-tax sale

A property-tax sale is separate from a mortgage foreclosure and concerns delinquent property taxes. It has its own notice and deadline.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

We give written cash offers in 24 hours.

Share the property address and what you know about the payoff or notice.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

What happens next

  1. Call or use the form to tell us about your Russellville house and the mortgage or property-tax sale you are facing.
  2. We review the house and give you a written cash offer and written terms before you commit.
  3. If you choose to proceed, the title company works through ownership and payoff details, including your mortgage, liens, back taxes, and current property-tax share. These are separate from the closing costs we pay.
  4. Close as fast as 7 days when title and closing details allow. When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax. No agent commissions when you sell to us. No fees.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Local help in Pope County

Find Pope County offices on the official website.

Questions and contact

Compare your own estimates with the Russellville home-sale net proceeds calculator. It is a planning estimate, not a property-specific offer or payoff quote.

Questions about selling before foreclosure in Russellville, AR

Which Arkansas mortgage foreclosure process applies to my house?

Arkansas permits nonjudicial sales under its Statutory Foreclosure Act. Before that sale, the trustee or lender must record the required notice of default, provide and publish the required notices, and wait through the statutory minimum notice period. A judicial foreclosure follows a court case and can carry a post-sale redemption right unless it was validly waived.

Is a property-tax sale the same as a mortgage foreclosure sale?

No. A mortgage foreclosure concerns mortgage debt; a property-tax sale is a separate process involving delinquent property taxes. They have separate notices and deadlines.

What if the mortgage payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Do I have to pay back taxes or liens before closing?

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

How can I compare possible sale proceeds?

Use the Russellville home-sale calculator with your own estimates for the sale price, payoff, and other costs. It is a planning estimate, not a property-specific offer or payoff quote.

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

We answer 24/7 at 888-274-5006. Call to talk about your Russellville house.

We give written cash offers in 24 hours.

Share the address and the mortgage or tax-sale notice you have.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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