San Diego, California · San Diego County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in the City of San Diego and San Diego County, including houses with property liens or back taxes. You can call before you have every payoff document.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property and ask for a cash offer.
Share the property address and whatever you know about the notice, creditor, tax account, or payoff. You can start the conversation without assembling every record first.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the lien, tax notice, creditor, or payoff.
Prefer to call? 888-274-5006.
A lien is a claim that can affect the property or the money due at closing. A payoff is the current amount and instructions a lender, creditor, or tax office gives to settle an obligation. An older statement or recorded document may not show the current balance or release instructions.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or county office confirms its current amount and instructions; the title company checks recorded claims and uses the confirmed information in the closing work. A mortgage, lien, back taxes, and your share of current property taxes are separate from the closing costs we pay.
Start with the San Diego property address. If you have them, bring the latest property-tax notice, mortgage or lien statement, creditor or court case number, parcel information, and any tax-sale or foreclosure notice. You can call even if the paperwork is incomplete.
The lender, creditor, or tax office named on a notice confirms its current balance and payoff instructions. The title company checks recorded property claims for the transaction. The County Recorder/County Clerk handles recorded-document questions; the Assessor handles assessment and property-record inquiries; and the Treasurer-Tax Collector handles property-tax bill and payment information.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start with a conversation about the house and what you know. If you want to continue, you see the written offer and terms before you commit; the title company confirms the property-specific title, payoff, and settlement details before closing.
Tell us the San Diego address, what is going on, and what you know about the lien, tax account, or notice. You do not need to clear up every record before calling.
We review the house as-is and put the offer and proposed sale terms in writing before you decide. Written offer and written terms before you commit; title-company closing.
The title company checks ownership and recorded claims for the sale. The lender, creditor, or county office provides current payoff or release information, and the title company prepares the closing figures.
Review the sale price, confirmed payoffs, applicable charges, and amount remaining in the settlement figures with the title company. The closing takes place through the title company under the written terms you accepted.
A recorded lien, a current property-tax balance, and a lender's payoff are different items. Use the office or creditor that handles the question; a recorded document is not a current payoff quote.
The Recorder/County Clerk handles real-property recording and document instructions. The County Administration Center location is 1600 Pacific Highway, Suite 260, San Diego, CA 92101. A title company can check which recorded claims and releases apply to your sale.
The Assessor handles assessment and property-record inquiries, separate from deed recording. The County Administration Center office is at 1600 Pacific Highway, Suite 103, San Diego, CA 92101.
Use the Treasurer-Tax Collector for county property-tax bill and payment information. Have the property address, parcel details, and latest bill or notice ready when you ask about the tax account.
A county property-tax sale is a tax-collection process; a lender's mortgage foreclosure is a separate process. Check the notice you received and contact the County Treasurer-Tax Collector or lender named on it for current status and dates. Do not use one notice to assume the status of the other process.
California counties charge documentary transfer tax at 55 cents for each $500 of value, or fraction of $500—$1.10 per $1,000. It applies when the consideration is over $100, excluding a lien or loan that stays on the property after the sale. A city may take half of the county rate as its own share, credited against the county tax; some cities add a larger tax on top. The County Recorder collects the tax when the deed is recorded. State law identifies who is responsible, while the purchase agreement can allocate the cost between buyer and seller. Have the title company or escrow confirm the City of San Diego and county taxes and the taxable amount for the property.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.
That closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes; those remain separate items in the closing figures.
California Revenue and Taxation Code §11911, rate →·§11912, persons responsible →·§11931, city tax credit and allocation →
Use the San Diego home-sale net proceeds calculator to compare your estimated sale price, mortgage payoff, lien or tax amount, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The creditor or county office confirms its current amount and instructions, and the title company uses those details in the closing work.
The lender, creditor, or county office holding the account confirms the current amount and payoff instructions. The title company checks recorded property claims and works with the relevant parties on the information needed for closing.
Start with the San Diego property address. If you have them, keep the latest property-tax notice, mortgage or lien statement, creditor or case number, parcel information, and any tax-sale or foreclosure notice nearby. You can call before you have every document.
No. A county property-tax sale and a lender mortgage foreclosure are separate processes with different notices and responsible offices. Check the notice you received and contact the county office or lender named on it for the current status and dates.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk through the property and the records you have, review the house as-is, and provide written terms before you decide. If you choose to proceed, a title company checks title and payoff details, prepares the closing figures, and handles the title-company closing.
Call 888-274-5006 or use the form above. Start with the San Diego address and whatever lien or tax notice you have.