Santa Fe, NM · Santa Fe County · Fire damage
Sell a Fire-Damaged House in Santa Fe, NM
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Yes. USA Home Buyers buys fire-damaged houses in Santa Fe and Santa Fe County exactly as they stand — no cleanup, no repairs, no hauling debris.
Call 888-274-5006 or use the form to tell us about the damage and start a cash-offer conversation.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened, what is damaged, and any access limits you know about.
What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to finish cleanup or haul debris before selling to us.
Tell us what was damaged and what you know about access. We review the house in its current condition, so you can compare selling as-is with managing the cleanup and repair work yourself.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what happened, what you know about the damage, and any access limits.
- We discuss the property and give you written terms before you commit.
- If you choose to proceed, the closing is through a title company.
Local safety and permit contacts
If fire or building officials have restricted access, or you are unsure whether the structure is safe, stay out. Follow any posted directions and contact the official responsible for the property before entering or starting cleanup, repairs, or rebuilding. Ask which office handles the address and what approvals apply to the work you plan.
- City of Santa Fe Building Permits →
Start here for permit questions about a property within the City. Confirm the address and ask what approvals apply before cleanup or repair work.
- Santa Fe County Building and Development Services →
For an address outside the City, contact the County to ask whether it handles permit questions for that property. Check the exact jurisdiction before starting work.
Compare rebuilding with selling as-is
Put written cleanup, repair, and rebuilding estimates beside the written terms for an as-is sale. Consider the work and time involved, safe access, directions from your insurer and mortgage servicer, and the costs of keeping the property while you decide.
Use the calculator with your own planning assumptions. It estimates sale proceeds; it does not price restoration work or predict an insurance payment.
Fire-damaged house questions
Can I sell a fire-damaged house in Santa Fe, NM?
Yes. USA Home Buyers buys houses as-is in Santa Fe and Santa Fe County, New Mexico. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or clean up a fire-damaged house?
If fire or building officials have restricted access, or you are unsure that the structure is safe, stay out. Follow posted directions and contact the official responsible for the property before entering or starting cleanup or repairs.
What happens after I contact USA Home Buyers?
Tell us what happened and any access restrictions you know about. We discuss the damage, give you written terms before you commit, and, if you choose to proceed, close through a title company. We give written cash offers in 24 hours.
Which office can help with permits for a Santa Fe property?
For an address within Santa Fe city limits, start with the City of Santa Fe Building Permits page. For an address outside the city, contact Santa Fe County Building and Development Services to ask whether it handles that property. Confirm the responsible office and what approvals apply before work starts.
How should I compare rebuilding with selling as-is?
Compare written cleanup, repair, or rebuilding estimates with the written sale terms. Consider safe access, directions from your insurer and mortgage servicer, and the costs of keeping the property while you decide. The calculator estimates sale proceeds from planning assumptions; it does not estimate repair costs or insurance proceeds.
USA Home Buyers reviews
The rating below links to our company-wide Google reviews; it is not a Santa Fe-specific review sample.
Talk with USA Home Buyers
Call 888-274-5006 or use the form to tell us about the Santa Fe property and the fire damage.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address, what was damaged, and any access limits you know about.