Santa Fe, NM · How the process works
How Selling Your Santa Fe House to Us Works
USA Home Buyers buys houses as-is in Santa Fe and Santa Fe County. You can start the conversation before every property question is settled. Tell us what you know, and we will talk through the house and your written options.
Prefer to talk first? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Tell us about the house
USA Home Buyers buys houses as-is in Santa Fe, New Mexico, and Santa Fe County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know about the house. You can begin the conversation before every property question is settled.
Talk through the property and your options
We talk through the house as it stands, including condition, repairs, occupancy, access, ownership, and timing. Tell us what you know and which questions are still open; you do not need every answer before the first conversation.
Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Let the title company check title and payoffs
If you choose to move forward, the title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Keep any statements or notices you have available so the property-specific amounts and questions can be checked.
Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Read the selected program's written terms, including timing, responsibilities, possession, and costs, before deciding which option works for you.
Santa Fe and Santa Fe County
A county-recording detail for the sale
Santa Fe city limits sit within Santa Fe County. That is city-level orientation, not a parcel-by-parcel county or venue determination; the title company checks records for the actual property.
The county clerk generally charges $25 to record a document with up to ten index entries, plus another $25 for each additional block of up to ten entries. That is a recording fee, not a percentage of the sale price.
Before settlement
Review the closing numbers
The settlement sheet shows the sale price, payoffs, liens, taxes, costs, and amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and your share of current property taxes remain separate amounts settled at closing.
Compare possible Santa Fe sale proceeds with the calculator →
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions about selling to us in Santa Fe
Can I start the conversation before every property question is settled?
Yes. Start with the address and what you know about the house, its condition, occupancy, access, and timing. You can bring the open questions into the conversation as the property is reviewed.
Do you buy houses as-is in Santa Fe and Santa Fe County?
Yes. USA Home Buyers buys houses as-is in Santa Fe, New Mexico, and Santa Fe County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How do Cash Offer and EZ Sale work?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
What recording fee applies in New Mexico?
The county clerk generally charges $25 to record a document with up to ten index entries, plus another $25 for each additional block of up to ten entries. That is a recording fee, not a percentage of the sale price. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and your share of current property taxes remain separate amounts settled at closing.
Ready to talk about your Santa Fe house?
Call 888-274-5006 or use the form above. You can start with the address and what you know about the house.