What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can sell without arranging cleanup, repairs, restoration, or debris removal.
Your insurance proceeds and mortgage
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage. We talk through the house with you. You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
Closing costs when you sell to us
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
No agent commissions when you sell to us. No fees.
Henrico County fire safety and permit questions
If fire or building officials have said the house is unsafe or restricted access, stay out. For a Henrico County property, Building Inspections handles construction permits and inspections, including change-of-use and occupancy resources. Not sure whether the office covers the address? Call us — we'll sort it out with you.
Henrico County Permitting and Building Inspections →Compare rebuilding with selling as-is
Compare your written sale terms with the cleanup, repairs, debris removal, and carrying costs you expect if you rebuild. The Short Pump calculator lets you compare possible sale proceeds using your own figures.
Compare estimated Short Pump sale proceeds →Questions and contact
We answer 24/7 at 888-274-5006. Call to talk through the damage, or use the form above.
Questions about selling a fire-damaged Short Pump house
Can I sell a fire-damaged house in Short Pump, VA?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — and you keep your insurance proceeds.
What happens to my insurance proceeds if I still have a mortgage?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris — and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up or repair the house before selling?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Can I enter the house or start cleanup after a fire?
If fire or building officials have said the house is unsafe or restricted access, stay out. You do not need to clean up or repair the house before selling to us.
Where can I ask about Henrico County permits and inspections?
For a Henrico County property, Building Inspections handles construction permits and inspections, including change-of-use and occupancy resources. If you are not sure whether the office covers the address, call us and we will sort it out with you.
What happens after I contact USA Home Buyers?
We talk through the damage and your questions. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
Who pays closing costs when I sell to you?
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. No agent commissions when you sell to us. No fees.