Sell without taking on cleanup or repairs
You don't need to clean the house, repair fire damage, or haul debris before selling it to us. We buy fire-damaged houses exactly as they stand, so you can talk with us about the damage without first taking on restoration work.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the house now; we'll talk through the damage with you. Before you commit, we provide the offer and terms in writing. If you choose to sell, closing takes place through a title company.
If officials have restricted entry, stay out until they say it is safe. You can still call us to discuss the property without entering an unsafe structure.
Local permits and building safety
Sidney is a village within the Town of Sidney, and their offices cover separate boundaries; a Sidney mailing address alone does not show which office applies. For a property within the Village, its Code Enforcement Officer handles local permit, construction-inspection, violation, and floodplain-permit questions. We can discuss any notice or access restriction you already know about.
Contact the Village of Sidney Code Enforcement Officer at 607-561-2326 or codes@villageofsidney.org, or visit the Village Code Enforcement page.
If a fire, building, or utility official has told you not to enter, follow that direction. Do not enter an unsafe structure to gather information for a sale.
Compare repairing and listing with selling as-is
A repair-and-list plan can involve remaining restoration work, carrying costs while the house is repaired, selling expenses, and time managing the project. Compare those considerations with the written terms for an as-is sale and decide which fits your situation.
Use your own estimates for remaining work and costs. The calculator is a planning estimate, not a property-specific appraisal or an estimate of insurance proceeds.
Compare estimated sale proceeds with the Sidney home-sale calculator →Want to hear from other customers?
Fire-Damaged House Questions
Can I sell a fire-damaged house without repairing it?
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.