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We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
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Compare a listing with a written cash offer, estimate what you could keep and use your city page for local information.
Our New York markets
Albany →
Local market data, selling options and as-is sale information
Amsterdam →
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Auburn →
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Batavia →
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Corning →
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Elmira →
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Hudson →
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Ithaca →
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Jamestown →
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Kingston →
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New York City →
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Norwich →
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Olean →
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Oneonta →
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Plattsburgh →
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Poughkeepsie →
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Rochester →
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Seneca Falls →
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Sidney →
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Syracuse →
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Ticonderoga →
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Utica →
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Warsaw →
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Watertown →
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Wellsville →
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Estimate what you could keep
Albany, NY illustrative estimate
Albany home sale calculator: what you'd actually put in your pocket
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Albany, NY (As of September 2026): $331,504. Editable estimate, not an appraisal. Source: Zillow Home Value Index
The state tax is $2 for each $500, or part of $500, when the price exceeds $500. Local taxes and additional New York City taxes are not included; the buyer’s mansion tax is separate. Exemptions and the sale agreement may change the amount or who pays.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This estimate uses the tax rate and calculation shown above. Your percentage replaces it. Local taxes, exemptions and the property’s taxable value can change the final amount.
Selling a house in New York
Inherited house
Can you sell an inherited New York house before the estate is finished? Often, yes. An executor or administrator appointed by the Surrogate’s Court can generally sell estate property during administration, subject to the will and court restrictions. A house the will leaves to a specific person is outside that power, so the sale usually needs that person's agreement or a court order. Some court papers also bar selling real estate without the court's approval, and a release of the state estate tax lien is generally needed to close. Being named executor in a will is not the same as having the court’s appointment. Some houses pass outside probate through a valid transfer-on-death deed. The deed and estate papers determine who can sign. If you need an estate attorney, we can help you find one.
Sources: EPTL §11-1.1(b)(5), sale powers and specifically disposed property; SCPA §703, court letters and authority; Real Property Law §424, transfer-on-death deeds; SCPA §1902; NY DTF, Release of estate tax lien.
Foreclosure
Can you still sell your New York house in foreclosure? A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live there and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping it by paying the lender requires the full amount owed, including applicable interest, fees and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn’t postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Source: New York Courts, Foreclosure Judgments: payoff, referee’s sale and requests to stop a sale. Real Property Law §265-a; Wilmington Sav. Fund Socy. v Zaman, 2026 NY Slip Op 01090.
Tenants
Can you sell a New York rental with tenants in it? Yes. An ordinary sale generally leaves the existing lease and tenant protections in place, and the buyer becomes the landlord. Nobody has to move just because the house sells. If a tenancy can lawfully end, New York’s advance notice can be 30, 60 or 90 days depending on the tenant’s occupancy and lease term. Good Cause Eviction and rent regulation can also limit nonrenewal. At a sale, security deposits must be transferred to the new owner within five days or returned to tenants, with the required notice. Bring the leases, deposit records and notices to closing.
Sources: New York Attorney General, Residential Tenants’ Rights Guide; Real Property Law §226-c, notice periods and Good Cause notice; General Obligations Law §7-105, deposit transfer and notice.
Real estate transfer taxes
What transfer taxes apply when a New York house sells? The New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. That is $400 on a $100,000 sale before any local tax or exemption. The seller normally pays this base tax, but the sale agreement can provide otherwise. Local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
Source: New York State Department of Taxation and Finance, Real estate transfer tax.
Code violations
Can you sell a New York house with open code violations? A sale may be possible, but the notices, court orders and local requirements matter. A municipality can order building-code violations repaired, and a court can order a dangerous condition corrected or a building removed. An as-is agreement does not by itself resolve those orders. Send us the notices so the buyer and closing professional can work through the repairs and deadlines. When you sell to us, we’re the buyer, so the repairs become our job.
Source: Executive Law §382, local remedy orders and court enforcement.
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