Inherited
You stop paying for a house and get a fair price.

We buy houses as-is in Buffalo and Erie County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Call 888-274-5006 to talk through the property.
We'll give you a written cash offer within 24 hours.
Tell us where the property is. We will call, ask a few practical questions, and put the offer in writing if it is a fit.
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See what you'd actually walk away with. We started with Zillow's typical home value for Buffalo, $248,828 as of August 2026 (Source: Zillow Home Value Index), and the verified combined New York State and Erie County transfer taxes of 0.9%. Pick your home's condition, from light touch-ups to fire damage, and change any number.
Buffalo, NY illustrative estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Buffalo, NY (As of August 2026): $248,828. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
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Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
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We give written cash offers in 24 hours.
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Written offer and written terms before you commit; title-company closing.
Choose the question closest to yours
You stop paying for a house and get a fair price.
Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
You're done — no turnover, no repairs, no more bad tenants.
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Buffalo calculator →
Questions about the two options? Call 888-274-5006.
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $230,000 | Redfin · Buffalo, NY | Three months ending August 2026 |
| Median days on market | 15 days | Redfin · Buffalo, NY | Three months ending August 2026 |
| Homes sold | 567 homes | Redfin · Buffalo, NY | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $248,828 | Zillow · Buffalo, NY | As of August 2026 |
| For-sale inventory | 1,071 homes | Zillow · Buffalo, NY | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
New York State real estate transfer tax is $2 for each $500 of the sale price, or part of $500, on taxable sales over $500. Erie County Transfer Tax adds $2.50 per $500. Together, the two taxes are $4.50 per $500, or 0.9%, before applicable exemptions. On a $100,000 taxable sale, the combined tax is $900 before exemptions. Erie County lists a qualifying senior-owner reduction. New York State says the seller normally pays its base tax, though the sale agreement can provide otherwise. Read the New York State transfer-tax guidance → Read Erie County deed and transfer-tax information →
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and Erie County Transfer Tax. That does not pay a mortgage, liens, back taxes, or your share of current property taxes.
The local examples are neighborhood-specific, not a citywide count: the East Side description includes modest 1½-story wood-frame cottages, while Allentown includes Italianate, Queen Anne, Shingle, and plain-frame buildings. If you own an older home, describe its current condition and any work it needs; we buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
East Side housing context → Allentown architecture context →
The East Side description also notes vacant lots and abandoned buildings; that is local context, not a Buffalo-wide statistic. If your house is vacant, tell us about its condition, access, and what remains inside so we can review the property as it stands.



Here's what sellers have said about working with us.
“Monroe County family court, sale required. Park Avenue condo, beautiful neighborhood, but neither of us could buy out the other and we both needed the money to start over. USA Home Buyers gave us a written offer the same week we called. Both attorneys said yes, closed in thirteen days.”
“I was behind on my mortgage after a medical situation. New York judicial foreclosure takes 12-24 months, but once the bank files in Monroe County Supreme Court, your options narrow fast. USA Home Buyers explained exactly where I stood and closed before the foreclosure judgment. I walked out with enough to start over.”
“Lake Ontario flooding in the spring got into our basement on Lakeshore Boulevard twice. The second time killed the furnace and HVAC and left six inches of standing water. Our insurer totaled the contents but fought the structural claim. USA Home Buyers knew Charlotte's flood situation well — no surprises in the offer, no inspection drama. Closed in ten days.”
Buffalo is a market we serve.
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We buy nationwide and focus on the country's most promising markets — not tied to one region, so we don't get stuck when a local market turns.
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Deed recording and county transfer-tax information for a property conveyance.
New York State real estate transfer-tax rules and forms.
Estate and will matters that may affect who can sign for an inherited property.
Published schedules for sheriff’s sales. Check official notices for property-specific dates.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We give written cash offers in 24 hours.
New York State real estate transfer tax is $2 per $500 or part of $500 on a taxable sale over $500. Erie County Transfer Tax adds $2.50 per $500. Together that is $4.50 per $500, or 0.9%, before applicable exemptions; on a $100,000 taxable sale, the combined tax is $900 before exemptions. Erie County lists a qualifying senior-owner reduction.
Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and Erie County Transfer Tax. This does not pay a mortgage, liens, back taxes, or your share of current property taxes.
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
No repairs or public showings before we review the house.
Hablamos Español
Buffalo is in Erie County. Nearby Erie County communities include Amherst, Cheektowaga, and the Town of Tonawanda. For other New York market pages, see Rochester and Syracuse.