Inherited
You stop paying for a house and get a fair price.
Rochester and Monroe County, New York
Sell Your House Fast in Rochester, NY — Cash Offer in 24 Hours
We buy houses as-is in Rochester and Monroe County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
You can review the written offer and its terms before you decide. If you choose to sell to us, closing goes through a title company.
Call 888-274-5006 to talk through the house.
Hablamos Español
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Estimate what you could keep from a Rochester sale
See what you'd actually walk away with. We started with Zillow's typical home value for Rochester, NY, $240,168 as of September 2026 (Source: Zillow Home Value Index). Pick your home's condition, from light touch-ups to fire damage, and change any number.
Rochester, NY illustrative estimate
Rochester home sale calculator: what you'd actually put in your pocket
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Rochester, NY (As of September 2026): $240,168. Editable estimate, not an appraisal. Source: Zillow Home Value Index
The state tax is $2 for each $500, or part of $500, when the price exceeds $500. Local taxes and additional New York City taxes are not included; the buyer’s mansion tax is separate. Exemptions and the sale agreement may change the amount or who pays.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. This estimate uses the tax rate and calculation shown above. Your percentage replaces it. Local taxes, exemptions and the property’s taxable value can change the final amount.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
You get a written offer and written terms before you commit, and we close through a title company.
Choose the question closest to yours
Selling a Rochester house in a difficult situation
Foreclosure
Our agreement of sale will often get a foreclosure sale postponed so we can close. It doesn't always work, but it works more often than people think.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Rochester calculator →
Questions about the two options? Call 888-274-5006.
Rochester market snapshot
Use $240,168 (As of September 2026; Zillow typical home value for Rochester, NY) as market context alongside these city-level sale measures. A home's condition, size, occupancy, title, and timing still matter.
Median sale price
$189,910
+5.5% year over year
Redfin · Rochester, NY · Three months ending September 2026
Median days on market
11 days
Redfin · Rochester, NY · Three months ending September 2026
Homes sold
495 homes
Redfin · Rochester, NY · Three months ending September 2026
For-sale inventory
822 homes
Zillow · Rochester, NY · As of September 2026
A median sale price and Zillow's typical home value are different measures; neither is an offer or appraisal for a particular house.
Rochester selling costs: New York transfer tax
New York State charges $2 for each $500 of sale price, or part of $500, when the price exceeds $500. On a $100,000 sale, that is $400 before any local tax or exemption. The seller normally pays this base tax, but the sale agreement can provide otherwise; local transfer taxes may add. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. New York State real estate transfer-tax information →
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate. The written settlement figures show the amounts and allocation for the specific sale.
What Rochester sellers should know
Older homes and vacant property
Rochester has historic older homes; Grove Place includes substantially intact nineteenth-century residences. The City also discusses renovation and redevelopment of vacant or underused property. If your house needs repairs or is vacant, we buy as-is — no repairs, no cleaning, no cleanout required to sell to us.
Grove Place Historic District context → City of Rochester Housing →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Who we are
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Rochester is a market we serve.
Useful Rochester and New York offices
Rochester Bureau of Assessment
Ownership and sales information, plus parcel physical and structural data.
City of Rochester Housing
City information about renovation and redevelopment of vacant and underused property.
New York State Department of Taxation and Finance
State real estate transfer-tax rules and the applicable state tax calculation.
Questions about selling a Rochester house
Can I sell a Rochester house without fixing it first?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us the address and what you know about the condition so you can compare the written terms with another sale path.
How soon will I get a written cash offer?
We give written cash offers in 24 hours. You can review the written offer and its terms before you decide. If you choose to sell to us, closing goes through a title company.
What happens to insurance proceeds if you buy a fire-damaged house?
You keep your insurance proceeds when we buy the house exactly as it stands. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Does Zillow’s Rochester home value tell me what my house will sell for?
No. Zillow’s typical home value is a city-level measure, not an offer or an appraisal for your property. Use the calculator to change its starting value and costs; a written offer depends on the house and its specific details.
Which nearby places are in the Rochester-area context?
Rochester is in Monroe County. Nearby Monroe County towns include Greece, Irondequoit, Brighton, Gates, Henrietta, Penfield, and Webster. If you are unsure whether an address is in our coverage area, call and we will check.
Tell us about your Rochester house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
BBB A ratingRead our Google reviews
Hablamos Español
Nearby places and New York market pages
Monroe County towns in the Rochester-area context include Greece, Irondequoit, Brighton, Gates, Henrietta, Penfield, and Webster. You can also browse seller information for other New York markets.
Rochester seller resources
Prices, timing and your selling options
Home prices in Rochester
Homes in Rochester, NY sold for a median of $189,910 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Rochester, NY spent a median of 11 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.