USA Home Buyers

Borough of Somerset, Pennsylvania · Somerset County

Can I Sell My Somerset House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in the Borough of Somerset and throughout Somerset County, Pennsylvania. We buy houses with back taxes and liens, and you can ask about selling before you have every balance or record in hand.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Ask for a written cash offer. Call 888-274-5006 or use the form.

Talk through your Somerset lien or tax question

Share the property address and what you know about the notice, creditor, tax account, or payoff.

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How liens and payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Your mortgage, liens, back taxes, and share of current property taxes are separate from closing costs. Each creditor or tax office provides its current payoff; the title company reviews ownership and recorded claims for the sale.

Records that can help

A tax bill or sale notice, payoff statement, lender or creditor contact, or court paper can help us understand the issue. Start with the Somerset address and what you know; you can call before you have every document.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the property and the notice

    We talk through the property, what the notice or creditor says, and any timing concerns.

  2. 2. Review the house and written terms

    We review the house as it stands and put the offer and proposed sale terms in writing before you decide whether to proceed. If you choose to sell, the closing takes place through a title company.

  3. 3. Check title and payoff information

    The title company reviews ownership and recorded claims. Each creditor or tax office provides its current payoff and payment instructions.

  4. 4. Review the closing figures and close

    Review the sale price, payoffs, taxes, and other settlement figures with the title company before closing. Your written terms show what applies to your sale.

Somerset offices and local sale details

The Borough of Somerset and Somerset Township are separate municipalities. The right local tax collector and any local transfer tax depend on where the property is located.

Somerset County Tax Claim Bureau ↗

The Bureau handles delinquent real-estate taxes referred by county tax collectors and publishes information about its annual Upset Tax Sale. When property taxes go unpaid, the county can put the house up for a tax sale, and the county's notice gives the date. If a sale closes before that date, the delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. (Pennsylvania Real Estate Tax Sale Law, §§601–603.)

For the current account or sale status, contact the Bureau at 300 North Center Avenue, Suite 370, Somerset, PA 15501, or 814-445-1550.

Somerset County Courts ↗

A lender's mortgage foreclosure is separate from the County's tax sale. If your papers name a court case, use the case information and contact shown there. The County Courts page provides local court information.

Pennsylvania realty transfer tax ↗

Pennsylvania charges a 1% state realty transfer tax when a house changes hands, and a local realty transfer tax may also apply. When you sell to us, we pay the transfer tax. When you sell to us, we pay the closing costs. Mortgages, liens, back taxes, and your share of current property taxes are separate.

Contact the Borough of Somerset →

Compare possible net proceeds

Use the Somerset home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, and closing-cost estimates. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Somerset home-sale net proceeds calculator →

What our sellers say

BBB A ratingRead our Google reviews
“After my mother passed, my brother and I inherited her house off Derry Street. Neither of us lives in Harrisburg anymore, and the thought of cleaning it out and making repairs before listing felt impossible. USA Home Buyers made us a fair offer and closed in 12 days. We didn't have to touch a thing.”
Sandra M.Inherited Property — Estate Sale
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
James R.Behind on Payments — Pre-Foreclosure
“I had a tenant who stopped paying rent and refused to leave. I was paying the mortgage out of pocket for months. USA Home Buyers bought the property with the tenant still in it. That was the end of my landlord days. Done.”
Carol T.Rental Property — Problem Tenant

Somerset property liens and back taxes questions

Can I sell my Somerset house with back taxes or liens before paying them?

Yes. We buy houses with back taxes and liens. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Call us with the Somerset address and whatever notice, bill, or payoff information you have; you can call before you have everything.

Which office handles delinquent property taxes in Somerset?

Somerset County Tax Claim Bureau handles delinquent real-estate taxes and publishes information about the County’s Upset Tax Sale. For a current Borough property-tax account, use the Borough tax collector. Office links and phone numbers are below.

What records should I have when I call about a lien or tax notice?

A tax bill or sale notice, payoff statement, lender or creditor contact, and any court paper can help. Start with the property address; you can call before you have every document.

Are Somerset County tax sales and mortgage foreclosure sales the same?

No. Somerset County’s Upset Tax Sale concerns delinquent property taxes. A lender’s mortgage foreclosure is a separate court process. Check the notice to see which process applies; court information is linked below.

What happens if I receive an Upset Tax Sale notice?

The County’s notice gives the sale date. A sale agreement alone does not resolve the tax claim, so call us as soon as a notice arrives; timing matters. The County Tax Claim Bureau contact and the Pennsylvania law are linked below.

What if the payoff is more than my Somerset house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

How do I check the Pennsylvania transfer tax for my property?

Pennsylvania charges a 1% state realty transfer tax, and local tax may also apply. When you sell to us, we pay the transfer tax and closing costs. Mortgages, liens, back taxes, and your share of current property taxes are separate. The state and local information links are below.

What happens after I contact you about the lien?

We talk through the house, the notice, and the records you have. We review the house as it stands and put the offer and proposed sale terms in writing before you decide whether to proceed. If you do, a title company handles closing and reviews the ownership, payoff, and settlement information for the sale.

More Somerset seller resources

Browse Somerset seller resources →Read the Somerset foreclosure page →Review inherited-property questions →See Somerset market information →Browse Somerset seller articles →Read about Somerset as-is sale options →See how the sale process works →

Talk through the property

Call 888-274-5006 or use the form above. Start with the Somerset address and the notice or payoff information you have.

Call Now 888-274-5006