What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You don't have to restore the house or arrange debris removal before selling to us.
Tell us what was damaged and what you know about access. We can talk through the house as it is.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- We talk about the damage, the house, access, and what you want to do next.
- You get a written offer and written terms before you commit.
- If you choose to proceed, we close through a title company. Close as fast as 7 days when title and closing details allow.
No fees. No agent commissions when you sell to us.
When you sell to us, we pay the closing costs, including Washington real estate excise tax.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Spokane safety and code questions
Stay out if responders or officials have restricted access or the structure may be unsafe. Follow their directions before entering or starting cleanup.
The City of Spokane Code Enforcement page covers city code questions such as fire hazards and substandard buildings. The City lists 311 for general questions. If the house is elsewhere in Spokane County, tell us the address — we'll sort it out with you.
City of Spokane Code Enforcement →Compare rebuilding with selling as-is
Compare cleanup, repair, or rebuilding estimates and the time and ongoing costs of the work with our written sale terms. Consider the insurer's claim information and any lender requirements.
Use the Spokane calculator to compare estimated sale proceeds with your own assumptions.
Compare Spokane sale proceeds →Questions and contact
You can call even if you're still sorting out the damage or the insurance claim. Call 888-274-5006 or use the form below.
Fire-Damaged House in Spokane, WA — Common Questions
Can I sell a fire-damaged house in Spokane as-is?
Yes. USA Home Buyers buys fire-damaged houses in Spokane and Spokane County, Washington, exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter or clean up the house after a fire?
Stay out if responders or officials have restricted access or the structure may be unsafe. Follow their directions before entering or starting cleanup.
How can I compare rebuilding with selling as-is?
Compare cleanup, repair, or rebuilding estimates and the time and ongoing costs of the work with our written sale terms. Consider the insurer’s claim information and any lender requirements. The Spokane calculator lets you compare estimated sale proceeds using your own assumptions.
What happens after I contact USA Home Buyers?
We discuss the damage and access, give you written terms before you commit, and close through a title company if you choose to proceed. We pay the closing costs, including Washington real estate excise tax. Close as fast as 7 days when title and closing details allow.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Talk with us about the house
Call 888-274-5006 or send the form to tell us about the fire damage and any access limits.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the house.