Spokane, WA › Foreclosure
Can I Sell My Spokane House Before a Trustee's Sale?
We'll review the time left, payoff, and title with you.
USA Home Buyers buys houses as-is in Spokane, WA and Spokane County — no repairs, no cleaning, no cleanout required to sell to us.
We answer 24/7 at 888-274-5006. Call now or send the property address through the form.
Call USA Home Buyers: 888-274-5006We give written cash offers in 24 hours.
Share the Spokane property address and the foreclosure notice or sale date you have.
How we help you work toward closing
We review the Spokane house as-is and give you a written cash offer and written terms before you commit. We close through a title company.
When you sell to us, we pay the closing costs, including Washington real estate excise tax. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.
Which sale is on your notice?
A Washington deed of trust can be foreclosed through a nonjudicial trustee's sale. Under RCW 61.24.040, the trustee generally must record and send notice at least 90 days before sale, or 120 days when the specified pre-foreclosure letter is required. A court-ordered foreclosure follows its own case schedule and orders.
A property-tax foreclosure is separate from a lender's foreclosure, with its own notice and deadline. The trustee-sale notice periods do not apply to a tax notice.
Washington's official deed-of-trust foreclosure statute is RCW 61.24.040.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
The title company reviews the mortgage payoff, liens, back taxes, and your share of current property taxes with you. Those amounts are separate from the closing costs we pay.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
What happens next
- Call or use the form with the Spokane property address and whatever foreclosure notice or sale date you have. We'll look at the timing with you.
- We review the house as-is and give you a written cash offer and written terms before you commit.
- If you want to proceed, we work with the title company to review ownership, payoff, liens, and closing details.
- We work toward closing through the title company under the written terms.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
We give written cash offers in 24 hours.
Share the Spokane property address and the foreclosure notice or sale date you have.
Spokane County offices and Washington resources
For a Spokane County court case, the Washington Courts directory lists local Superior Court and Clerk contacts. For property-tax account and notice questions, use the Washington Department of Revenue directory to reach the Spokane County Treasurer.
- Washington Courts: Spokane County Superior Court and Clerk directory — the directory lists the Superior Court at 1116 W Broadway Ave, Spokane, WA 99260-0350, phone 509-477-5790, and the Clerk in Room 300, phone 509-477-2211.
- Washington Department of Revenue: county assessor and treasurer directory — use the Spokane County Treasurer route for property-tax account and notice questions.
- Washington Department of Financial Institutions foreclosure information — statewide information about Washington foreclosure processes.
Compare possible sale proceeds
Compare a written offer with your current payoff, liens, back taxes, condition, and the time available. The calculator is an estimate for planning, not a property-specific offer or payoff quote.
Open the Spokane home-sale net-proceeds calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling before foreclosure in Spokane, WA
Can I sell my Spokane house before a trustee's sale?
Yes. You may be able to sell before the scheduled date if there's time to close. Call us with the notice or sale date you have, and we'll review the timing, payoff, and title with you.
How much notice is required before a Washington trustee sale?
Under Washington’s deed-of-trust statute, the trustee generally must record and send notice at least 90 days before a nonjudicial trustee’s sale, or 120 days when the specified pre-foreclosure letter is required. Those timelines apply to that process; a court-ordered foreclosure follows its own schedule, and a property-tax foreclosure has its own timeline.
Is a mortgage foreclosure the same as a Spokane County tax sale?
No. A mortgage foreclosure concerns the home loan. A property-tax foreclosure is a separate process with its own notice and deadline. The trustee-sale notice periods do not apply to a tax-sale notice; the Spokane County Treasurer can help with property-tax account and notice questions.
What if the payoff is more than my Spokane house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the payoff and other amounts with you as we work through closing.
Do I have to pay back taxes or liens before closing?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A property-tax foreclosure notice has its own deadline, so tell us about it too.
How do I ask USA Home Buyers about a Spokane foreclosure sale?
We answer 24/7 at 888-274-5006. Call us or use the form below with the property address and any notice or sale date you have.
Talk with us about your Spokane house
We buy houses as-is in Spokane and Spokane County. Call 888-274-5006 or send the property address and notice through the form.
We give written cash offers in 24 hours.
Share the Spokane property address and the foreclosure notice or sale date you have.