What we take on
Fire damage can leave smoke cleanup, repairs, and debris to deal with. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what was damaged. We discuss the house with you and give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
When you sell to us, we pay the closing costs, including Florida documentary stamp tax and, where applicable, the Miami-Dade deed surtax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Hernando County building safety and permits
If officials or utility personnel have restricted entry or said the house may be unsafe, stay out and follow their directions.
The Hernando County Building Division provides online permit-status and property-history searches.
Compare rebuilding with selling as-is
Rebuilding may involve cleanup, repairs, debris removal, permits for the planned work, and the time and cost of carrying the house. Compare those with the written terms for an as-is sale.
Use the calculator to compare sale proceeds with your own numbers. Its result is a planning estimate, not an offer for the fire-damaged property.
Compare estimated Spring Hill sale proceeds with the calculator →
What our sellers say
Questions about selling a fire-damaged Spring Hill house
Can I sell a fire-damaged house in Spring Hill, Florida?
Yes. USA Home Buyers buys fire-damaged houses as-is in Spring Hill and Hernando County, Florida. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start repairs after a fire?
If the structure may be unsafe or officials or utility personnel have restricted entry, stay out and follow their directions. The Hernando County Building Division provides online permit-status and property-history searches.
What happens after I ask about an offer?
Tell us what happened and what was damaged. We discuss the house with you and give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs, including Florida documentary stamp tax and, where applicable, the Miami-Dade deed surtax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and request a cash offer.
We give written cash offers in 24 hours.
Share the address and what you know about the house.