Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Yes. A Minnesota home may still be sellable before the applicable deadline if the required payoff or redemption can be completed in time. Mortgage foreclosure auctions are sheriff's sales. The date and amount depend on the case: in a foreclosure by advertisement, the usual redemption period is six months after the sale, with shorter and longer periods in some cases; a court foreclosure can have a different starting point. Have the title company or an attorney confirm the current date and amount for your property.
USA Home Buyers buys houses as-is in St. Cloud, including city addresses in Benton, Sherburne, and Stearns counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call USA Home Buyers — 888-274-5006You can call even if you do not have every notice or case detail in front of you.
We'll give you a written cash offer within 24 hours.
Share the St. Cloud property address and what is happening.
We buy houses as-is in St. Cloud and the Benton, Sherburne, and Stearns County parts of the city. You do not need to repair, clean, or clear out the house to sell to us. You receive a written offer and written terms before you commit; closing is through a title company.
If you choose to move ahead, the title company works through the title and payoff details with you. We use the agreement of sale to ask for a sheriff's-sale postponement when that step is needed. The agreement itself does not change the sale date automatically, so keep checking the current date with the office handling the case.
A mortgage foreclosure and a property-tax sale are different matters. Check the notice itself and keep the dates separate; a request about one sale does not move a deadline on the other notice.
Minnesota mortgage foreclosure auctions are sheriff's sales. A foreclosure by advertisement usually has a six-month redemption period after the sale, although shorter and longer periods apply in some cases. A foreclosure by court action can have a different starting point. Do not assume that a scheduled date or redemption deadline has changed; have the current deadline and required amount confirmed for your case.
A property-tax notice is separate from the lender's mortgage case. Follow the date and instructions on that notice and contact the office it names; do not assume that a mortgage sheriff's-sale postponement changes a property-tax deadline.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask the lender for a current payoff. The mortgage balance, other liens, property-tax amounts, and any current property-tax share are separate figures; the title company can review the information needed for the written sale terms.
Call 888-274-5006 or send the St. Cloud property address. Tell us what notice you have and the date it lists; you can call before you have every detail.
We give you a written offer and written terms before you commit. You can compare them with your other options.
If you choose to proceed, the title company reviews title and payoff information and works through the items needed for closing.
We use the agreement to ask for a sheriff's-sale postponement when needed. Keep following the scheduled date unless the office handling the case confirms a change.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
St. Cloud addresses can be in Benton, Sherburne, or Stearns County. Check the county on the property records and your notice. These official Recorder pages provide local office information for recorded property records; they are not live sheriff-sale schedules. For the current sale date, use the notice and confirm it with the sheriff or court contact named there.
Use the St. Cloud home-sale net-proceeds calculator for a planning estimate. It is not a property-specific offer or payoff quote.
A sale may still be possible if the required payoff or redemption can be completed before the applicable deadline. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Keep following the date on your notice unless the office handling the case confirms a change.
In a foreclosure by advertisement, six months after the sale is the usual redemption period, but shorter and longer periods apply in some cases. A court foreclosure can have a different starting point. The title company or an attorney can confirm the deadline and amount for your case.
No. A mortgage foreclosure concerns the home loan; a property-tax notice is a separate matter with its own instructions and deadline. Do not assume that a request about a mortgage sheriff sale changes a property-tax deadline. Use the contact and dates on each notice.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A current payoff and the property details need to be reviewed to understand what would have to be addressed at closing. Any lender decision is specific to that lender, property, and case.
Call USA Home Buyers at 888-274-5006 or send the St. Cloud property address.
We'll give you a written cash offer within 24 hours.
Share the St. Cloud property address and what is happening.