St. Cloud, MN · About USA Home Buyers
USA Home Buyers is a national homebuyer with local market handling. We buy houses as-is in St. Cloud, Minnesota, and give you a direct cash-offer option to compare. St. Cloud spans Benton, Sherburne, and Stearns counties; the property address helps identify which county records apply.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We'll give you a written cash offer within 24 hours.
We buy houses as-is in St. Cloud and offer a direct cash sale for homeowners who want another option to compare.
Our headquarters is in King of Prussia, PA. We serve St. Cloud; we do not have an office in the city.
Call 888-274-5006 or use the form on this page to tell us about the property.
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We'll give you a written cash offer within 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Compare the written numbers and what each option asks of you. You choose which route works best for your house.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the St. Cloud, MN calculator →
Questions about the two options? Call 888-274-5006.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual town stays with the quote. These experiences may be from other markets; St. Cloud-area sellers are welcome.
St. Cloud spans Benton, Sherburne, and Stearns counties. County land records are handled separately, so check the county shown on the tax statement, deed, or parcel lookup before choosing a recorder.
Use the calculator to compare possible sale proceeds with your own assumptions. The property address and records help the title company identify which details apply to a specific closing.
St. Cloud, MN Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Benton County Recorder's Office ↗Sherburne County Recorder ↗Stearns County Recording Services (Recorder) ↗We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. St. Cloud spans Benton, Sherburne, and Stearns counties, so county records depend on the property address.
We'll give you a written cash offer within 24 hours.
Written offer and written terms before you commit; title-company closing.
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Our headquarters is in King of Prussia, PA. We serve St. Cloud, Minnesota; serving the city does not mean we have an office there.
Call 888-274-5006 or send the property details using the form below.
We'll give you a written cash offer within 24 hours.
We'll give you a written cash offer within 24 hours.