Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $255,000 | Redfin · St. Cloud, MN | Three months ending August 2026 |
| Median days on market | 28 days | Redfin · St. Cloud, MN | Three months ending August 2026 |
| Homes sold | 240 homes | Redfin · St. Cloud, MN | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $257,776 | Zillow · Saint Cloud, MN | As of August 2026 |
| For-sale inventory | 273 homes | Zillow · Saint Cloud, MN | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
St. Cloud, MN · Market report
St. Cloud, MN Housing Market and Selling Costs
Use this report to compare a direct as-is sale with listing, repairs, or waiting. Market figures give context; they do not set the price of your particular house.
USA Home Buyers buys houses in St. Cloud and across Benton, Sherburne, and Stearns Counties, Minnesota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Want a written cash offer to compare? Call 888-274-5006 or use the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing you are considering.
St. Cloud market numbers
Read each measure with its source and period
The shared display keeps maintained figures with their source, geography, and data period. Use them to frame your choices, not to price an individual house.
Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $255,000 | Redfin · St. Cloud, MN | Three months ending August 2026 |
| Median days on market | 28 days | Redfin · St. Cloud, MN | Three months ending August 2026 |
| Homes sold | 240 homes | Redfin · St. Cloud, MN | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $257,776 | Zillow · Saint Cloud, MN | As of August 2026 |
| For-sale inventory | 273 homes | Zillow · Saint Cloud, MN | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
What the numbers mean
A citywide measure does not price your house
The shared display keeps the source, place, and period beside each measure. A sale-price median summarizes completed sales; days on market and homes sold describe activity. Zillow's typical home value is a separate model, not a completed-sale price.
Current Zillow context: $257,776 (As of August 2026; Zillow typical home value for Saint Cloud, MN). Treat it as broad market background, not an estimate for your address.
Your house may compare differently because of its condition, needed repairs, access, a tenant or other occupancy, and the date you want to sell. Holding the property longer can also mean carrying bills while you wait. A town-wide figure does not price your particular house.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Local selling costs
Include Minnesota deed tax in the comparison
For an ordinary taxable transfer with net consideration over $3,000, Minnesota deed tax is 0.33% of the taxable amount—$330 per $100,000. State law generally makes the seller responsible, so include the tax when comparing a listing. Exemptions and transfers with little or no consideration can change the amount.
St. Cloud includes parts of Benton, Sherburne, and Stearns Counties. Hennepin and Ramsey Counties each add a 0.01% Environmental Response Fund tax; that county-specific addition does not apply to those St. Cloud counties. Confirm the parcel's county and taxable amount with the closing professional.
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. That promise does not pay your mortgage, liens, back taxes, or share of current property taxes.
What you may keep
Sale price and money left after costs are different numbers
Compare a realistic listing price or written cash offer with repairs, cleanout, mortgage payoff, listing commission if you list, other selling costs, utilities, insurance, and the time you carry the house. The St. Cloud calculator lets you change assumptions to compare an as-is sale with listing.
Just an estimate — the actual number could be more or less depending on the home's condition.
Open the St. Cloud home-sale net proceeds calculator →St. Cloud, MN Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
St. Cloud market report questions
Do St. Cloud market figures tell me what my house is worth?
No. The display keeps each measure with its source, geography, and period. A market-wide figure describes other activity or a model; condition, repairs, access, occupancy, costs, and timing change the comparison for your particular house.
What Minnesota deed tax should I include in a St. Cloud sale comparison?
For an ordinary taxable transfer with net consideration over $3,000, Minnesota deed tax is 0.33% of the taxable amount—$330 per $100,000. Exemptions and transfers with little or no consideration can change the tax. Confirm the property county and amount with the closing professional.
When I sell to USA Home Buyers, which closing costs do you pay?
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.
How do repairs, tenants, or timing affect my comparison?
The repairs a house needs, whether it is vacant or occupied by a tenant, access for showings or work, and how long you can wait all affect which sale options and carrying costs to compare.
How can I compare sale price with what I may keep?
Use the St. Cloud Home Sale Net Proceeds Calculator to compare a listing with selling as-is using your own assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
Can you buy a St. Cloud house as-is?
Yes. USA Home Buyers buys houses in St. Cloud and across Benton, Sherburne, and Stearns Counties, Minnesota. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
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Choose the next step that fits your situation
Compare the report with your house's condition, occupancy, costs, and timing. You can use the form above or call 888-274-5006.
Ready to compare a written cash offer? Use the form above or call 888-274-5006.