What we take on
You do not have to clean the house, repair fire damage, or haul debris before selling to us. We buy the property as it stands, so you can discuss an offer without first arranging restoration work.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Discuss the damage, review written terms, then decide
Tell us about the damage, the property's condition, and any limits on safe access. We review the information with you and put the offer and terms in writing before you commit. If you choose to sell to us, the closing is handled through a title company.
When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Local building, repair, and permit help
Do not enter a structure that may be unsafe. Follow directions from the responsible fire or building officials, utilities, and your insurer. For a Stevens Point city property, the City Building Permits & Inspections page is the place to start before repair, remodeling, or rebuilding work; ask what applies to the actual address and project. The City's Neighborhood Improvement page is another starting point for property-maintenance questions. If the property is outside city limits, check with the municipality responsible for its address.
For county deed-office information, see the Portage County Register of Deeds/Land Description.
Compare rebuilding with selling as-is
Rebuilding may mean coordinating contractors, permits, cleanup, and time carrying the property. Selling as-is avoids making those repairs or hauling debris for a sale to us. Compare a contractor's repair estimate and likely time to rebuild with the written offer and the costs you expect to carry while work is underway. Your insurer and mortgage servicer can explain how your claim and loan requirements apply.
Use the Stevens Point calculator to compare a listing estimate with what you might actually net after costs. Change the assumptions to fit the property; the result is an estimate, not a property-specific offer.
Just an estimate — the actual number could be more or less depending on the home's condition.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and tell us about the fire damage and safe-access limits.
Fire-Damaged House in Stevens Point — Common Questions
Can I sell a fire-damaged house in Stevens Point, WI?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. We buy houses as-is in Stevens Point and Portage County.
Do I keep the insurance proceeds if I sell the house to you?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What should I share when you review a fire-damaged property?
Tell us what happened, what damage you know about, whether officials allow safe access, and what records you have from the fire response, insurer, mortgage servicer, utilities, or city. Do not enter an unsafe structure to gather records or photos.
Can I enter the house or start cleanup after a fire?
Follow the directions for the actual property from fire and building officials, utilities, and your insurer. Do not enter an unsafe structure or assume cleanup, repairs, demolition, remediation, or occupancy is permitted.
Where can I check Stevens Point permit or repair questions?
For a property inside Stevens Point, start with the City Building Permits & Inspections page and ask what applies to the address and planned work. The City also has a Neighborhood Improvement page for property-maintenance questions. Outside city limits, check with the municipality responsible for the address.
More Stevens Point seller information
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.