Stevens Point, WI · Portage County · How selling to us works
How Selling Your Stevens Point House to Us Works
USA Home Buyers buys houses as-is in Stevens Point and Portage County. Start with the address and what you know about the house; you do not need every property question settled before the first conversation.
Prefer to talk first? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is going on. You can start before every detail is settled.
From first conversation to settlement
The sale, step by step
Step 1: Start with the address and what you know
Tell us about the property, its condition, who lives there, access, and your timing. You can start the conversation before every question is settled; an open payoff, estate, title, tax, tenant, or notice question can be part of the discussion.
Step 2: We review the house as-is
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, and costs before you decide whether to proceed.
Step 4: The title company checks the closing details
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money against the property. Keep relevant statements, notices, and estate papers available for review.
Step 5: Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written numbers with what you might keep after costs using the Stevens Point home-sale net-proceeds calculator.
Local records and closing details
Portage County records can help locate property information
If recorded documents or parcel information are part of the question, Portage County's Register of Deeds and property-information pages are useful starting points. The title company checks which records and documents apply to a particular sale.
Before you sign
Review the settlement sheet and Wisconsin transfer fee
The settlement sheet shows the sale price, mortgage payoffs, liens, taxes, other charges, and the amount scheduled to be paid out. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs. This does not mean we pay a mortgage balance, liens, back taxes, or the seller's share of current property taxes; those are separate settlement items.
On a Wisconsin sale that is not exempt, the real estate transfer fee is 30 cents for each $100 of sale price, or part of $100. It is collected when the deed is recorded. Some transfers are exempt, and recording and other closing charges are separate. When you sell to us, we pay the Wisconsin real estate transfer fee.
That named fee is separate from mortgage payoffs, liens, back taxes, and the seller's share of current property taxes.
When something gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Keep the next question local
Stevens Point seller pages and tools
Questions about selling to us in Stevens Point
Can I start before I have every property detail?
Yes. Start with the address and what you know about the condition, occupancy, access, and timing. You can raise open questions about a payoff, estate, title, taxes, tenants, or notices during the conversation.
Do I have to repair or clear out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I receive before deciding whether to sell?
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing. Review the written price and terms before you decide.
Who checks title, payoffs, liens, and signing authority?
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for closing. A specific estate, court, lender, or title question may need review by the appropriate professional or office.
Who pays the Wisconsin real estate transfer fee?
On a sale that is not exempt, Wisconsin charges 30 cents for each $100 of sale price, or part of $100, and collects the fee when the deed is recorded. Some transfers are exempt; recording and other closing charges are separate. When you sell to us, we pay the Wisconsin real estate transfer fee. The named fee is separate from mortgage payoffs, liens, back taxes, and the seller's share of current property taxes.
How are the final settlement figures reviewed?
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Ready to talk through the house?
Call 888-274-5006 or use the form. Start with the address and what you know; questions can be part of the first conversation.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us the address and the situation. You can start before every detail is settled.