Summersville, West Virginia · Nicholas County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. You can call us now about selling a Summersville or Nicholas County house with back taxes or liens.
USA Home Buyers buys houses as-is in Summersville and Nicholas County, West Virginia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know; you do not need to gather every record before calling.
Ask for a cash offer: call 888-274-5006 or use the form below.
Share the property address and whatever you know about the tax bill, lien, creditor, payoff, or notice. You can call before you have everything.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The title company checks the property records and works with the creditor or tax office named in your paperwork to confirm current payoff amounts and release instructions. The payoffs come from the sale proceeds; they are separate from our payment of closing costs.
Start with the Summersville property address and whatever is in front of you: a tax bill or notice, lien or court paper, parcel number, creditor contact, payoff statement, deed, or tax-sale notice. The creditor or tax office named in the paperwork confirms its current balance; the title company checks recorded claims and closing payoffs. An assessment or tax-map record is not a current payoff statement.
If there is a date on a notice, share it with us and confirm its current status with the office or contact named there. You do not have to sort out the records before calling.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Summersville address, what you know about the lien or tax account, and any date or question that concerns you. Start with what you know; you can call before you have the full file.
We discuss the house as it stands and put the offer and terms in writing before you commit. Read the proposed price, payoff treatment, and closing terms before deciding whether to proceed.
The title company checks ownership and recorded claims for the transaction. The creditor or tax office confirms its current balance and instructions; the title company uses those details to prepare the settlement figures.
The closing figures show the sale price, confirmed payoffs, taxes, and other listed costs. The title company handles the closing and confirms the final figures and documents for the transaction.
Summersville and Nicholas County are separately administered local governments. A Summersville mailing address does not by itself establish whether a parcel is inside city limits. The City's map page directs boundary questions to City Hall, and the County Assessor describes its tax maps as approximate.
City of Summersville maps and boundary questions →
The department's page links to local property-tax records. Use the office contact route for questions about those records, and follow the current bill or notice for the contact that can confirm a specific account or sale status. The department is at 700 Main Street, Suite 3, Summersville, WV 26651; (304) 872-7880.
Use the Assessor for assessment and tax-map questions. Its office is in the courthouse basement at (304) 872-7800. The County describes its tax maps as approximate, so use the City or County office for a boundary question rather than treating a map alone as a parcel determination.
The County Clerk handles deed recording and access to recorded indexes. The office is on the courthouse first floor; (304) 872-7820. The County Commission publishes the courthouse address as 700 Main Street, Summersville, WV 26651.
Use the Circuit Clerk for circuit-court records and filings, including questions about a court case named in a lien or other court paper. This is a different office from the County Commission's probate and appointment inquiry route. The Circuit Clerk is at 700 Main Street, Suite 5, Summersville, WV 26651; (304) 872-7810.
West Virginia has a statutory process for selling tax liens on delinquent property. That tax-sale process is different from a lender's mortgage foreclosure, which has its own notices and dates. Check which process your notice names and confirm its current status and deadline with the office or contact named there; do not use a mortgage-foreclosure date to work out a tax-sale deadline.
Read West Virginia Code Chapter 11A, Article 3 on tax-lien sales →·Summersville mortgage-foreclosure information →
West Virginia's first real-estate excise tax is $1.10 for each $500 or fraction of value. An additional county excise tax starts at $0.55 per $500, and a county commission may raise that additional tax to as much as $1.65 per $500. The taxable value includes liens the buyer takes over. The county clerk also collects a $20 Affordable Housing Fund fee before recording. By law, the seller pays the excise tax unless the buyer accepts the deed without the tax paid. The applicable county rate and closing figures need to be confirmed for the specific sale.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax.
This does not pay your mortgage, liens, back taxes, or share of current property taxes; those are separate settlement items.
W. Va. Code § 11-22-2: excise-tax rates and recording fee →·§ 11-22-1: taxable value and exclusions →
Use the Summersville home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, cleanout, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. We buy houses as-is in Summersville and Nicholas County, and the current balances and payoff instructions are checked for the property as the sale is discussed.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. The title company and the creditor or tax office confirm the current payoff amounts and instructions for the closing.
The creditor or tax office named in your paperwork confirms its current amount and payment instructions. The title company checks the property records and works with those parties on the payoffs and releases needed for the sale.
Start with the property address and whatever you have: a tax bill or notice, parcel number, lien or court paper, creditor contact, payoff statement, deed, or tax-sale notice. You can call before you have everything.
No. West Virginia has a statutory tax-lien sale process for delinquent property taxes. A lender mortgage foreclosure is a separate process with its own notices and dates. Follow the notice for the issue affecting your property and check its status with the office or contact named there.
The Nicholas County Sheriff’s Department page links to local property-tax records. The Assessor handles assessment and tax-map questions, the County Clerk handles deed recording and recorded-index access, and the Circuit Clerk handles circuit-court records and filings.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender or other office confirms the current balance and any changed payoff instructions for the specific property.
We talk about the house and the records you have, review the proposed written offer and terms before you decide, and work with the title company and the relevant creditor or tax office to confirm recorded claims, current payoffs, and settlement figures for closing.
West Virginia charges a real-estate excise tax of $1.10 for each $500 or fraction of value, plus an additional county excise tax that starts at $0.55 per $500 and may be raised by the county commission. The county clerk also collects a $20 Affordable Housing Fund fee before recording. The applicable rate and closing figures should be confirmed for the sale.
Call 888-274-5006 or use the form above. Start with the Summersville address and the tax or lien information you have.