What we take on after a fire
You do not need to clean out the house, arrange repairs, or haul debris before selling to us. We buy fire-damaged houses exactly as they stand. You can talk with us about the house before taking on restoration work.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us about the damage, the address, and any limits on access.
- We discuss the property as it stands and give you a written cash offer within 24 hours.
- You review written terms before you commit. If you choose to proceed, closing is through a title company.
Building safety, repairs, and permits
If firefighters or building officials have told you to stay out, do that. You can talk with us about the house without going inside.
The wider Villages area includes homesites in the Town of Lady Lake and part of unincorporated Lake County, according to The Villages Community Development Districts ↗. If you are unsure which local office covers the house, call us — we will sort it out with you.
For homes in its service area, Sumter County Building Services handles permits, inspections, and certificate requests.
Compare rebuilding with selling as-is
Put repair and cleanup estimates, debris costs, and the time and carrying costs of rebuilding beside the written sale terms. Keep your insurer’s claim instructions and your mortgage servicer’s requirements in view.
Use The Villages calculator to compare estimated sale proceeds with your own planning assumptions. Add your repair, cleanup, and debris estimates when you compare selling with rebuilding.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare The Villages sale proceeds with the net-proceeds calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in The Villages, FL?
Yes. USA Home Buyers buys houses as-is in The Villages, Florida. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean up, repair, or haul debris before selling to you?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to take on cleanup or repairs before selling to us.
Can I enter the house or start repairs after a fire?
If firefighters or building officials have told you to stay out, do that. You can talk with us about the house without going inside.
What happens after I ask about an offer?
Tell us what happened, what damage you know about, and any access limits. We discuss the house as it stands and give you a written cash offer within 24 hours. You review written terms before you commit; if you choose to proceed, closing is through a title company.
How should I compare rebuilding with selling as-is?
Compare repair, cleanup, and debris costs, time and carrying costs, insurance proceeds, your lender’s requirements, and the written sale terms. The calculator helps compare possible sale proceeds with your planning assumptions.
Talk through a fire-damage sale
We answer 24/7 at 888-274-5006. Use the form to tell us what happened and what you know about access, or call us.
We give written cash offers in 24 hours.
Share the address, the damage, and any access limits you know about.