How we help before a foreclosure sale
We look at the house as it stands and work toward a sale that can close before the trustee's sale. You do not need to repair, clean, or clear out the property to sell it to us. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
We review the payoff and title details with the closing company and work with you on the next steps.
Mortgage foreclosure and a county tax sale are different
Most Mississippi deed-of-trust foreclosures proceed without a court case under Miss. Code Ann. §89-1-55. The trustee posts notice at the courthouse and publishes it for three consecutive weeks; the sale is held at the courthouse door. After a completed nonjudicial sale under this section, there is no right of redemption. Read the current notice for the sale information that applies to your property.
A Lee County delinquent-tax or tax-sale matter is separate from a lender’s mortgage foreclosure.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We can look at the mortgage payoff alongside the property and closing details. Back taxes and other liens are separate items that are reviewed for closing.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
What happens next
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees. Close as fast as 7 days when title and closing details allow.
- We talk through the house, the notice, and the timing with you.
- We review the property and give you the written offer and sale terms before you decide.
- If you choose to proceed, a title company reviews the title and payoff information and handles closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local help in Lee County
The Lee County Chancery Clerk handles public land records and delinquent-tax or tax-sale information. The County lists the Clerk’s mailing address as P.O. Box 7127, Tupelo, MS 38802, and phone 662-432-2100.
Lee County Chancery Clerk information →Compare possible sale proceeds
A foreclosure payoff and other amounts due affect what may remain from a sale. Use the calculator to compare possible net proceeds with your own assumptions.
Estimate possible Tupelo sale proceeds with the calculator →What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Foreclosure questions in Tupelo and Lee County
Can I sell my Tupelo house before a mortgage-foreclosure sale?
You can sell before the trustee completes the sale if there is time to close. We can look at the house, payoff, and sale date with you. Most Mississippi deed-of-trust foreclosures proceed nonjudicially under Miss. Code Ann. §89-1-55. The trustee must post notice at the courthouse and publish it for three consecutive weeks; the sale is held at the courthouse door. After a completed nonjudicial sale under this section, there is no right of redemption.
Is a Lee County tax sale the same as mortgage foreclosure?
No. A delinquent-property-tax sale is separate from a lender’s mortgage-foreclosure sale. The Lee County Chancery Clerk handles delinquent-tax and tax-sale information.
What if my mortgage payoff is more than the house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the current payoff alongside the property and sale details.
Do I have to pay back taxes or liens before selling?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
What happens after I ask about an offer?
We talk through the house and timing with you. You get a written offer and written terms before you commit, and we close through a title company.
Do I need to repair or clean the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Talk with us about the house
Call 888-274-5006 — we answer 24/7 — or use the cash-offer form above.
You can ask us about a cash offer before every detail is sorted. Tell us what is happening with the Tupelo house and the notice you received.