What we take on after a fire
You can sell without cleaning the house, repairing fire damage, or arranging debris removal first. We buy it as it stands, including the damage and work still needed.
Insurance money and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and we’ll talk through the damage and timing with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
Your mortgage payoff, liens, back taxes and share of current property taxes are separate from our sale costs. When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.
Safety and permits after a fire
If fire or building officials have told you to stay out, stay out and follow their directions. Valparaiso publishes inspection information for construction projects, and Porter County has a Building Department for permit and inspection questions. Not sure which office fits your house? Call us — we’ll sort it out with you.
City of Valparaiso inspection information →Porter County Building Department →
Compare rebuilding with selling as-is
Repair, cleanup, debris-removal costs, and the time the work may take can change what you keep. Compare those costs with the written terms for an as-is sale.
Use the Valparaiso home-sale net proceeds calculator to compare possible sale proceeds with a traditional listing.
Questions about selling after a fire
Fire-damaged house questions in Valparaiso
Can I sell a fire-damaged house in Valparaiso as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep the insurance money if you buy the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean or repair the house before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Can I go inside the house after a fire?
If fire or building officials have told you to stay out or restricted access, stay out and follow their directions. You can talk with us about the house without going inside.
Where can I ask about permits or inspections after a fire?
Valparaiso publishes inspection information for construction projects, and Porter County has a Building Department for permit and inspection questions. Not sure which office fits your house? Call us — we’ll sort it out with you.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
Call 888-274-5006 or tell us what happened in the form below.
We give written cash offers in 24 hours.
Tell us what happened and we’ll talk through the house with you.