What we take on after a fire
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You do not have to arrange cleanup, repairs, or debris hauling before selling the fire-damaged house to us.
Tell us what was damaged and any access limits you have been given. If the house may be unsafe or officials have restricted entry, do not go inside to prepare it for a sale.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the property address, what happened, and any access restrictions or notices you know about.
- We discuss the damage with you and review the house as it stands.
- We'll give you a written cash offer within 24 hours. You receive a written offer and written terms before you commit.
- If you choose to proceed, closing is through a title company.
Local safety, repair, and permit contacts
If fire or building officials or a utility restrict access, stay out and follow their directions. Before cleanup, repairs, or debris removal, ask the office responsible for the actual property what requirements apply. A mailing address alone may not identify the property's municipality, so verify the jurisdiction.
- City of Wabash Building Department — for a property in the City, the department lists construction permits, inspections, Certificates of Occupancy, and code enforcement. Its listed address is City Hall, 202 S Wabash St, Wabash, IN 46992.
- Wabash County Planning & Zoning — the county describes its zoning jurisdiction for unincorporated areas separately from the City of Wabash and the Town of North Manchester's extraterritorial jurisdiction. It also provides zoning services for LaFontaine, Lagro, and Roann. Confirm the actual municipality and responsible office for the property.
Compare rebuilding with selling as it stands
Compare written cleanup, repair, or rebuilding estimates and the time and property costs involved with the written offer and estimated net. Check the instructions that apply to your insurance claim and mortgage, along with any access or permit limits for the property.
When you sell to us, we pay the closing costs. That does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.
Use the Wabash home-sale net proceeds calculator with your own planning assumptions. It is an estimate, not an insurance payout, contractor quote, or property-specific offer.
Questions and contact
Call 888-274-5006 or use the form to tell us about the house and fire damage.
Fire-Damaged House Questions
Can I sell a fire-damaged house in Wabash, IN?
Yes. USA Home Buyers buys houses as-is in the City of Wabash and Wabash County, Indiana. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or clean up the house after a fire?
Follow the directions for the actual property from fire or building officials, utility providers, and your insurer. Do not enter if officials have restricted access or the structure may be unsafe. Ask the responsible local office what approvals apply before cleanup, repairs, or debris removal.
What happens after I contact USA Home Buyers?
Tell us about the damage and any access instructions you have received. We'll give you a written cash offer within 24 hours. You receive written terms before you commit; if you choose to proceed, closing is through a title company.
How should I compare rebuilding with selling as-is?
Compare written cleanup, repair, or rebuilding estimates and expected carrying costs with the written offer and estimated net. Include any access limits and instructions from your insurer, mortgage servicer, and local officials. The calculator is a planning estimate, not an insurance payout or contractor quote.
What sellers say about USA Home Buyers
Talk with us about the fire-damaged house
Share the address and what you know about the damage, access, insurance, and mortgage requirements.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Send the address and tell us what you know about the house and fire damage.