What we take on
A fire can leave damaged rooms, smoke cleanup, and debris to deal with. You do not have to clean out the house, arrange repairs, or haul debris before selling to us. We buy fire-damaged houses exactly as they stand.
An as-is sale does not change safety directions for the property. Follow any access restrictions and do not enter a structure that may be unsafe.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what was damaged, what access is allowed, and what information you have.
- We discuss the property in its current condition and give you a written cash offer within 24 hours.
- You receive written offer terms before you commit. If you choose to move forward, closing is through a title company.
Waco building safety, repairs, and permits
Follow directions from the fire department, building officials, utility providers, and insurer for the actual property. Do not enter if access is restricted or the structure may be unsafe. Before cleanup or repair work, ask what requirements apply to the address and the work you plan.
For a property within Waco city limits, the City of Waco Building Inspections page is a starting point for building-inspection and permit questions. Ask the City what applies to the specific address and planned work.
For a City code notice or code-enforcement question, use the City of Waco Code Enforcement page. These City routes are for properties within the City; for an address outside Waco, check with the local authority responsible for that property or named on its notice.
Compare rebuilding with selling as-is
If you are deciding whether to rebuild, compare written repair and cleanup estimates, any safety or permit directions for the address, what your insurer and mortgage servicer require, and the cost of keeping the house while work is underway. Weigh those against the written terms for an as-is sale and how much repair work you want to manage.
Use the Waco home-sale calculator to compare an estimated listing net with an as-is cash-sale option using your assumptions. It is a planning estimate, not a written offer for your property.
Testimonials are real, from our transactions, verified and approved by our attorneys. The review cards identify each seller's actual location.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Waco house
Can I sell a fire-damaged house in Waco as-is?
Yes. USA Home Buyers buys fire-damaged houses as-is in Waco and McLennan County, Texas. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Do I need to clean up, repair, or haul debris before selling?
No. You do not have to clean the house, make repairs, or haul debris to sell to us. We buy fire-damaged houses exactly as they stand.
What happens to my insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
Follow the fire department, building officials, utility providers, and insurer for directions about the actual property. Do not enter if access is restricted or the structure may be unsafe. Check which repair or cleanup requirements apply before work begins.
Where can I ask about Waco building safety, repairs, or permits?
For a property within Waco city limits, contact the City of Waco Building Inspections office and ask what safety, repair, or permit requirements apply to that address and planned work. For an address outside the City, check with the local authority responsible for the property or named on its notice.
What happens after I ask about an offer?
We discuss the damage and the information you have about the property. We'll give you a written cash offer within 24 hours. You receive written offer terms before you commit, and closing is through a title company.
How can I compare rebuilding with selling as-is?
Compare repair and cleanup estimates, safety or permit directions, insurance and mortgage requirements, the cost of keeping the house, and the written terms for an as-is sale. The calculator can compare estimates using your assumptions; it is not an offer for your house.
Talk with us about your Waco fire-damaged house
Call 888-274-5006 or use the form to tell us about the damage and the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house.