Can I Sell My Warren House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Warren and Macomb County, including houses with back taxes or liens. Tell us about the property and what notice or payoff information you have; you can call before you have every record.

Call 888-274-5006 to talk through the property.

Talk through your Warren lien or tax question

Share the property address and whatever you have about the notice, payoff, creditor, or tax account. The situation starts at Back taxes / Liens, and you can edit it before submitting.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The title company checks ownership and recorded claims for the sale. The lender, creditor, or tax office provides the current payoff amount and instructions. Those figures are shown with the other sale amounts on the settlement statement.

A mortgage balance, liens, back taxes, and your share of current property taxes are separate settlement items. The actual payoff figures and sale terms determine what is due and what remains after those amounts are accounted for.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Records can help, but you can call before you have them all

Start with the Warren address and any current tax bill, delinquent-tax notice, lien or judgment notice, payoff statement, deed, or parcel number. The title company checks ownership and recorded property claims for the sale; the office or creditor named on a notice confirms its current amount and instructions. A notice with a case, parcel, or account number can help identify the right record.

Don't wait until you have every document to call. Tell us what you know, and we can talk through what to check next.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

1. Talk about the house and the notice
Tell us the Warren address, what you know about the lien or tax account, and any timing that concerns you. Start with what you have; you do not need to solve the payoff before calling.
2. Review the house and written terms
We discuss the house as it stands and provide a written cash offer. Written offer and written terms before you commit; title-company closing.
3. Check title and payoff instructions
If you choose to move forward, the title company checks the ownership and recorded claims for the transaction and works with the lender, creditor, or tax office to confirm applicable payoff and release instructions.
4. Review the settlement statement and close
The settlement statement shows the sale price, applicable payoffs, taxes, and other amounts. The title company handles the closing and shows how the confirmed payoffs are applied from the sale.

Warren and Macomb County lien, tax, and transfer-tax information

The office named on the notice is a good place to confirm its current amount and status. Warren City tax questions and Macomb County property-tax or land-record questions go to different offices.

Macomb County property taxes and tax foreclosure

For City of Warren tax-collection questions, contact the City Treasurer. Macomb County’s Treasurer provides county property-tax information and a tax-foreclosure-prevention contact route. Use the parcel or account details on your notice to ask the responsible office about the current balance, status, and next step. A county property-tax foreclosure is separate from a lender’s mortgage foreclosure.

City of Warren Treasurer’s Office → · Macomb County tax information → · Macomb County tax-foreclosure-prevention information →

Mortgage foreclosure is a different process

Michigan mortgage-foreclosure auctions are commonly called sheriff’s sales. That is not the same process as Macomb County tax foreclosure. If your notice concerns a mortgage or sheriff’s sale, check the current sale status and deadline with the lender or servicer and a title professional or attorney; do not treat a tax-office notice as the mortgage-sale record.

Michigan State Housing Development Authority foreclosure stages →

Recorded property documents

Macomb County’s Register of Deeds handles recorded real-estate documents. It can help with recorded deed and land-document questions; the title company checks the records that apply to the particular closing. For a creditor or court claim, use the contact and reference number on the notice and share the record with the title company.

Macomb County Register of Deeds →

Michigan state and county real estate transfer taxes

For an ordinary taxable sale, Michigan’s state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. At the 55-cent county rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 total. The seller is generally responsible under state law. State and county exemptions are separate, so the property, sale value, and any exemption need to be checked for the actual sale.

When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items.

Michigan state real estate transfer-tax law → · Michigan county real estate transfer-tax law →

Compare possible net proceeds

Use the Warren home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Warren home-sale net proceeds calculator →

Seller stories with locations shown

Testimonials are real, from our transactions, verified and approved by our attorneys.

What sellers say about USA Home Buyers

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Warren property liens and back taxes questions

Can I sell my Warren house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Call with the address and whatever notice or payoff information you have; you do not have to gather every record first.

Who confirms the current lien or tax payoff?

The lender, creditor, or tax office supplies the current payoff amount and instructions. The title company checks ownership and recorded claims for the sale and works with the responsible office or creditor on the payoff information.

What should I have ready when I call?

Start with the property address and any tax bill, delinquent-tax or lien notice, payoff statement, deed, parcel number, or creditor and case information you have. You can call before you have everything.

Which office handles property-tax or recorded-deed questions?

Warren’s Treasurer handles City tax-collection questions. Macomb County’s Treasurer provides county property-tax information and a tax-foreclosure-prevention contact route; the County Register of Deeds handles recorded real-estate documents. See the local office links on this page and use the office that matches your notice or record.

Is a property-tax foreclosure the same as a mortgage foreclosure sale?

No. A Macomb County property-tax foreclosure and a mortgage foreclosure are separate processes. Michigan mortgage foreclosure auctions are commonly called sheriff’s sales. Check the notice with the office, lender, or court handling that specific matter; the local links below point to the county tax information and Michigan mortgage-foreclosure guidance.

What if the payoff is more than my Warren house is worth?