Can I Sell My Warrensburg House Before Foreclosure?

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. A sale may still be possible if the loan can be paid off and title and closing steps can be completed before the sale. Confirm the current date and amount needed with the lender or trustee and a title company or attorney.

No. A mortgage foreclosure under a deed of trust and a sale over delinquent property taxes are different processes with separate notices and dates. Follow the notice you received; do not use the mortgage trustee-sale deadlines on this page as a tax-sale calendar.

For a deed-of-trust sale with a power of sale, Missouri law requires at least 20 days’ notice. The sale is held in the county where the property is located, with notice published in a newspaper and mailed by certified or registered mail to the owner of record.

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask the lender for a current payoff and have the title and lien details reviewed. Whether the sale can close depends on the amounts and timing for this property.

If the lender or someone acting for it buys at the trustee sale, the owner can redeem within one year. To keep that right, the owner must give written notice of intent at the sale or within 10 days before it, then file a court-approved bond within 20 days after the sale. Ask an attorney promptly how these requirements apply to your situation.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A separate tax-sale notice has its own deadline, so check that notice and contact the county office named on it.