Washington, Pennsylvania · Washington County

Can I Sell My Washington House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Washington, Pennsylvania, and throughout Washington County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call about the property before you have every tax or lien record.

Call 888-274-5006 to talk about the house and the notice or payoff information you have.

Talk through your Washington lien or tax question

Share the property address and whatever you have about a tax notice, payoff, creditor, lien, or tax account. You do not need to sort out every balance before calling.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The creditor or county tax office confirms the current balance and payoff instructions. The title company checks ownership and recorded claims, then uses the confirmed information in the closing paperwork. Back taxes, mortgage balances, liens, and your share of current property taxes are separate from the closing costs we pay.

Records that help — and what to do next

A recent tax bill or Tax Claim notice, parcel number, creditor payoff statement, mortgage information, court or lien paper, and deed record can help identify the issue. Bring what you have; you can call before every document is gathered. The creditor or tax office holding the account confirms its current balance, while the title company reviews ownership and recorded claims for the sale.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the property

    Start with the Washington address and what you know about the tax claim, lien, or lender payoff. You do not have to solve the record before calling.

  2. 2. Review the written offer and terms

    We put the proposed offer and sale terms in writing before you commit. Review the price, responsibilities, payoff treatment, and closing terms before deciding whether to proceed.

  3. 3. Confirm title and payoff details

    The title company reviews ownership and recorded claims for the transaction. The creditor or tax office provides current payoff information and instructions; the title company uses those details to prepare the settlement figures.

  4. 4. Review the figures and close

    Review the sale price, payoffs, taxes, and other applicable settlement items with the title company before the title-company closing.

Washington lien, tax-sale, and transfer-tax facts

Use the office that handles the record or notice you have. County tax claims, county recorded documents, and City tax questions have separate contacts.

Washington County Recorder of Deeds ↗

Use this office for deeds, mortgages, and other recorded-document questions. It is at 95 W. Beau Street, Suite 520, Washington, PA 15301. Call 724-228-6806. A recorded document search is not a current payoff statement; the creditor or tax office confirms its balance.

A county tax sale and mortgage foreclosure are different

When property taxes go unpaid, the county can put the house up for a tax sale, and the county's notice gives the date. If a sale closes before that date, delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. (Pennsylvania Real Estate Tax Sale Law, §§601–603.)

A mortgage foreclosure is a separate lender process, not the County's tax-sale process. Check the notice and date for each matter separately; contact the lender or an attorney about mortgage-foreclosure papers.

Ask Washington County about a tax claim or sale notice →

Pennsylvania realty-transfer tax

Pennsylvania charges a 1% state realty-transfer tax on taxable transfers. A local tax may also apply; the applicable amount depends on the property's municipality, school district, and transaction. The title or closing professional can confirm the tax lines and exemptions for the property. When you sell to us, we pay the transfer tax. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

Pennsylvania Department of Revenue: realty-transfer tax →

Compare possible net proceeds

Use the Washington home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or taxes, repairs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Washington home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Washington property liens and back taxes questions

Can I sell my Washington house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Call with the property address and whatever notice, payoff statement, or record you have; you can start before you have everything assembled.

Who checks the current payoff and recorded liens?

The creditor or tax office provides current payoff information and instructions. The title company checks ownership and recorded claims and uses the confirmed details in the closing paperwork. The office that holds the account can tell you which desk handles that record.

What records should I have when I call?

Start with the property address and any parcel number, tax bill or Tax Claim notice, current payoff statement, mortgage information, court or lien paper, or deed record you have. You can call before you have every document.

What should I do if I receive a county tax-sale notice?

The county's notice gives the tax-sale date. If a sale closes before that date, delinquent taxes may be paid from the proceeds if enough remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. (Pennsylvania Real Estate Tax Sale Law, §§601–603.)

Is a county tax sale the same as mortgage foreclosure?

No. A county tax sale concerns unpaid property taxes. Mortgage foreclosure is a separate lender process, with its own notice and court or Sheriff steps. Check the notice and date for each process separately, and contact the lender or an attorney about mortgage-foreclosure papers.

What happens to Pennsylvania transfer tax and closing costs?

Pennsylvania's state realty-transfer tax is 1% on taxable transfers, and a local amount may also apply. The exact taxes depend on the property and transaction and should appear in the written settlement figures. When you sell to us, we pay the transfer tax. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.

What if the payoff is more than my Washington house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact you?

We talk about the house and the information you have, then put the proposed offer and terms in writing before you commit. If you choose to proceed, the title company checks ownership and recorded claims while the creditor or tax office confirms current payoff details. You review the settlement figures before the title-company closing.

More Washington seller resources

Talk through the property

Call 888-274-5006 or use the form above. Start with the Washington address and the notice or payoff information you have.

Call Now 888-274-5006