What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean the house or move anything out before the sale.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
We talk through the fire, smoke or water damage, access restrictions, and any insurer or mortgage-servicer requirements. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from those closing costs.
Waterbury building safety and permits
If fire or building officials restrict entry, stay out and follow their directions. For Waterbury building safety, repair, demolition, or permit questions, start with the city's City Services directory.
Compare rebuilding with selling as-is
Compare the written sale terms with the repair, cleanup, and demolition costs you expect, along with the time and expense of carrying the property while work is underway.
Use the Waterbury home-sale net proceeds calculator to compare editable estimates for a sale. It can help you think through the numbers alongside a written offer and your property-specific plans.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Waterbury house
Can I sell a fire-damaged house in Waterbury?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. We buy houses as-is in Waterbury and the Naugatuck Valley Planning Region.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I need to clean out the house or remove debris?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Can I enter the house or begin repairs after a fire?
If fire or building officials have restricted access, stay out and follow their directions. For Waterbury repair, demolition, or permit questions, use the City Services directory.
What happens after I tell you about the damage?
We discuss the damage and the property with you. You get a written offer and written terms before you commit, and we close through a title company.
Related Waterbury pages
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