What we take on after a fire
You can sell without arranging cleanup, hauling away debris, or finishing repairs first. We buy the house as it stands, including the fire damage and work still needed.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened, and we'll talk through the damage and the house as it stands.
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. No fees. When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax.
Local safety and permit help
If firefighters or building officials have told you to stay out or restricted entry, follow their directions. You can talk with us about the house without going inside.
Westminster has its own City zoning and permit office. Carroll County Permits & Inspections handles county permit and inspection questions. Not sure which office covers your address? Call us — we'll sort it out with you.
- Westminster Community Planning & Development / Zoning — call 410-848-9002 about City zoning and permit inquiries.
- Carroll County Permits & Inspections — call 410-386-2674 about county permits and inspections.
- Westminster Code Enforcement / Housing Office — call 410-848-2261 about City property-maintenance questions.
Compare rebuilding with selling as-is
Compare your written sale terms with estimates for cleanup, debris removal, repairs, or rebuilding, along with the time those jobs may take. The calculator can help you compare possible sale proceeds with your other options.
Compare Westminster sale proceeds →Questions and contact
Questions about selling a fire-damaged Westminster house
Can I sell a fire-damaged house in Westminster as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up or repair the house before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I still have a mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I go inside the house or start cleanup after a fire?
If firefighters or building officials have told you to stay out or restricted entry, follow their directions. You can talk with us about the house without going inside.
Where can I ask about permits after a fire?
Westminster Community Planning & Development / Zoning handles City zoning and permit inquiries. Carroll County Permits & Inspections handles county permit and inspection questions. Call us if you are not sure which office to contact, and we will sort it out with you.
What happens after I contact USA Home Buyers?
We talk through the damage and the house as it stands. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
What our sellers say
Call 888-274-5006 with a question, or use the form above to tell us what happened.