Questions About Selling a House in Wilmington, NC

Yes. USA Home Buyers buys houses as-is in the City of Wilmington and New Hanover County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours. You get the written offer and written terms before you commit, and the sale closes through a title company. Review the terms for your house before deciding.

The Cash Offer is a direct purchase by USA Home Buyers, with a term of 30 days or less and a lower price. EZ Sale goes to one of our partners, with a term of 60 days or less and a higher price than the Cash Offer. Both have no repairs, no commissions, and no closing costs. Compare the written numbers and terms for your house.

Your net proceeds are what remains after the sale price is adjusted for closing figures and property obligations. Your mortgage balance, liens, back taxes, and share of current property taxes are separate from our closing-cost payment. Use actual payoff and closing figures for your property rather than the gross sale price alone.

When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes are separate.

North Carolina charges $1 for each $500 of the price or value transferred by deed, and any part of $500 counts as a full $500. That is $200 on a $100,000 sale. The seller pays the tax to the county register of deeds before the deed is recorded. Some transfers are exempt. When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances.

Often, yes, if the sale closes in time. For a qualifying home loan on your main home, the loan servicer must mail notice at least 45 days before filing for a foreclosure hearing; this rule does not cover every loan, including home-equity lines and reverse mortgages. The hearing notice must be served at least 10 days ahead. At the hearing, the clerk checks for a valid debt, a default, the right to foreclose, and proper notice. If the clerk allows the foreclosure to proceed, you have 10 days to appeal. The notice of sale is posted at the courthouse for at least 20 days and published in a newspaper once a week for two weeks. The sale is a public auction. For 10 days after the sale report is filed, anyone can make an upset bid that is at least 5% higher and at least $750 higher; each new upset bid starts another 10-day period. If the last day falls when the clerk’s office is closed, the deadline moves to its next open day. Until the last upset-bid period ends, paying the loan and sale costs in full stops the foreclosure. Once a 10-day period ends with no new bid, the sale is final. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.

Yes. Start with the address and what you know; you do not need to have every document gathered before you call. If the estate paperwork or who can sign is still a question, a North Carolina estate attorney can review the documents for your situation.

Yes. You can call before the house is vacant. Share who is living there, any lease or notice you have, and the timing you are working with so the occupancy is part of the conversation.

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Read the notice for the issuing local government and deadline, and contact that office about the notice itself; an as-is sale does not erase a notice or its deadline.

You can call and compare the sale options. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from closing costs and affect what you keep. Use the current payoff or tax information for the property when comparing net proceeds.

No. Start with the property address, what you know about its condition and occupancy, and your timing. You can call with a question before you have every document or decision in hand.