Wilmington, North Carolina · New Hanover County seller guide
Yes. USA Home Buyers buys houses as-is in Wilmington and New Hanover County, North Carolina.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Written offer and written terms before you commit; title-company closing.
Call 888-274-5006 or use the form to ask for a written cash offer.
The short answer
A listing may fit when the home is ready to show and you have time for preparation, showings, inspection requests, buyer financing, and carrying costs. A direct as-is sale gives you another written set of terms to compare when repairs, cleanout, inherited ownership, tenants, or a deadline change what you want to take on. Put the likely costs and timing beside each option before deciding.
Compare your choices
Start with the house as it sits and compare written price and terms before taking on repairs, cleaning, or a cleanout. Put the payoff, liens, taxes, occupancy, and carrying costs beside the amount you would keep.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can compare the written terms with a listing plan and decide which fits your house and timing.
Price the likely work and wait: repairs or preparation, cleanout, photos, showings, inspection requests, buyer financing, commissions or other selling costs, and the time you carry the property. A house ready to show and a seller with time may make listing worth comparing.
Compare likely proceeds after costs, not only the asking price. Include the mortgage, utilities, insurance, taxes, and any costs that continue while the house is for sale.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Wilmington calculator →
Questions about the two options? Call 888-274-5006.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
Net proceeds are what remains after costs, not the sale price. Compare the assumptions for your house and timeline with an editable estimate.
Compare what you may keep with the Wilmington home-sale net-proceeds calculator →Local property facts
Wilmington is in New Hanover County. Carolina Beach, Kure Beach, and Wrightsville Beach are separate towns in the county, not neighborhoods inside the City of Wilmington. Confirm the municipality for the property before relying on a city office or local rule.
The North Carolina State Historic Preservation Office lists Wilmington districts including Wilmington Historic District, Market Street Mansion District, and Carolina Heights Historic District. Those listings help orient you, but they do not establish a particular house's age, district boundary, condition, or address-specific restriction. Check the address with the appropriate local office before making a repair or sale plan.
New Hanover County's GIS and maps page links to a Floodzones map. Use the address-level map as a research route if flood questions affect your decision; the link alone does not determine a parcel's flood status, elevation, insurability, or condition.
Paperwork, costs, and deadlines
New Hanover County's Register of Deeds FAQ says wills are filed in the Estate Division of the Clerk of Superior Court, not with the Register of Deeds. Recording a real-estate document is a separate Register of Deeds service. That distinction helps you start with the right office; it does not decide who may sign for a particular house. The deed, estate appointment papers, ownership, and any court orders need to be reviewed for that property by the title company and an estate attorney.
North Carolina charges an excise tax when a deed transfers real estate: $1 for each $500 of the price or value, with any part of $500 counted as a full $500. The seller pays it to the county Register of Deeds before the deed is recorded. Some transfers are exempt, so ask the title company to confirm how the rule applies to your deed.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes are separate.
G.S. 105-228.30: rate and who pays · G.S. 105-228.29: exemptions
Often, yes, you can still sell if the sale closes in time. Many North Carolina home loans use a deed of trust with a power of sale, which lets the lender seek foreclosure through a hearing before the Clerk of Superior Court rather than a lawsuit. For a qualifying home loan on your main home, the servicer must mail notice at least 45 days before filing for the hearing. That notice rule does not cover every loan, including home-equity lines and reverse mortgages. The hearing notice must be served at least 10 days before the hearing.
At the hearing, the Clerk checks for a valid debt, a default, the right to foreclose, and proper notice. If the Clerk allows the foreclosure to go ahead, you have 10 days to appeal. The sale notice is posted at the courthouse for at least 20 days and published in a newspaper once a week for two weeks. The sale is a public auction, followed by an upset-bid period: for 10 days after the report of sale is filed, another bidder may beat the high bid by at least 5% and at least $750. Each new upset bid starts another 10-day period. If the last day falls when the Clerk's office is closed, the deadline moves to its next open day.
Until the last upset-bid period ends, paying the loan and sale costs in full stops the foreclosure. Once a 10-day period ends with no new bid, the sale is final. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
North Carolina Judicial Branch foreclosure overview · G.S. 45-102: qualifying pre-foreclosure notice · G.S. 45-21.16: notice and hearing · Article 2A: sale notice and upset bids · G.S. 45-21.20: payoff before the upset-bid period ends
Where to find help
Questions and contact
Call 888-274-5006 or use the form at the top of this guide. Ask for a written cash offer and compare the written terms with your other option.
Yes. USA Home Buyers buys houses as-is in Wilmington and New Hanover County, North Carolina. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
The New Hanover County Register of Deeds says wills are filed with the Estate Division of the Clerk of Superior Court, not with the Register of Deeds. Deed recording is a separate service. The deed, estate papers, ownership, and any court orders determine who can sign for a particular property, so ask the title company and an estate attorney to review them.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Start with the property address and the timing that matters to you.
Request a Wilmington cash offer