Birmingham, Alabama · Jefferson, Shelby, and Walker Counties

How Selling Your Birmingham, AL House to Us Works

USA Home Buyers buys houses as-is in Birmingham and in Jefferson, Shelby, and Walker counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call or use the form before every property question is settled.

Questions before you have all the details? Call 888-274-5006.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Start with the address and what you know about the house.

From the first conversation to settlement

The sale, step by step

Step 1: Tell us what you know about the house
Start with the Birmingham street address, condition, who lives there, access, and the timing you are considering. Tell us what you know about an estate, mortgage payoff, lien, back-tax question, tenant, or notice. You can start the conversation before every property question is settled.
Step 2: Talk through the property and your choices
We ask about the house as it is, including repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can talk through the options that fit the property and what still needs to be checked.
Step 3: Read the written offer and terms
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Step 4: Work through title, authority, and payoffs
The title company reviews the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation. If an estate, record, or payoff question is still open, you can begin with what you know while the right documents are identified.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you decide to proceed, the closing is through a title company.

You're going to get a fair price and not have to do anything. Just show up at settlement.

Cash Offer or EZ Sale: compare the written numbers

Two ways to sell to us

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	None
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	Written offer and written terms before you commit; title-company closing.	Written offer and written terms before you commit; title-company closing.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Birmingham calculator →

Questions about the two options? Call 888-274-5006.

Birmingham and county recording details

The property’s county matters for recording

The incorporated City of Birmingham intersects Jefferson, Shelby, and Walker Counties. A Birmingham mailing address—or a Birmingham metro-area label—does not tell you which county a particular parcel is in. You can start with the street address if you do not know the county yet.

Alabama Department of Revenue recordation tax ↗Alabama Code § 40-22-1 ↗

Closing numbers

Review the settlement sheet

The settlement sheet shows the sale price, mortgage payoff, liens, back taxes, your share of current property taxes, other closing charges, and the amount scheduled for disbursement. Ask about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

When you sell to us, we pay the closing costs.

Your mortgage, liens, back taxes and share of current property taxes are separate.

When things get difficult

We keep working through the bumps

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Questions and contact

Find the next step for your Birmingham house

Call 888-274-5006 or use the form at the top of this page. Start with what you know; unanswered property questions can be sorted out as the sale moves forward.

Birmingham selling-process questions

Can I contact you before every property question is settled?

Yes. Start with the Birmingham street address and what you know about condition, occupancy, access, and timing. You can also mention an estate, payoff, lien, back-tax question, tenant, or notice even if some details are still unknown.

Does a Birmingham address tell me which county the property is in?

No. The incorporated City of Birmingham intersects Jefferson, Shelby, and Walker Counties. A Birmingham mailing address or metro-area label does not identify a parcel’s county; start with the street address.

What are the Cash Offer and EZ Sale choices?

What is Alabama deed tax, and who pays it when I sell to you?

Alabama charges deed tax when a deed is recorded with the county probate judge. The rate is 50 cents for each $500 of taxable value, or any part of $500. A mortgage or vendor's lien on which Alabama mortgage tax has been paid may reduce the taxable value; the closing attorney confirms the amount. When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes and share of current property taxes are separate.

How do I review the money breakdown before closing?

The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.