Brainerd, MN · Crow Wing County · How it works

How Selling Your Brainerd House to Us Works

USA Home Buyers buys houses as-is in Brainerd and Crow Wing County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You can start the conversation before every property question is settled. Tell us what you know about the house, and we can talk through what still needs to be checked.

Call 888-274-5006 or use the form to ask for a cash offer.

We give written cash offers in 24 hours.

1 · Start with what you know

Tell us about the house

Begin with the address, the house’s condition, who lives there, access, and the timing you are considering. If there are repairs, an estate, a tenant, a payoff, a lien, a tax account, or a sale notice, tell us what you know. You do not need to have every answer before the first conversation; call or send the details that are available.

2 · From the property conversation to settlement

The sale, step by step

Talk through the property
We ask practical questions about condition, repairs, occupancy, access, ownership, and timing, then review the house as it sits. You do not need to repair or clean it out before asking us to look.
Read the written offer and terms
We give you the offer and written terms before you commit. Read the price, timing, responsibilities, possession, costs, and any property-specific conditions. You can ask questions, compare another way to sell, or decide not to proceed.
Work through title and payoff details
The title company checks ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. Keep relevant statements, notices, or estate papers available so the right questions can be addressed.
Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you proceed, the title company handles the closing documents and confirms the final settlement figures.

You're going to get a fair price and not have to do anything. Just show up at settlement.

3 · Compare the choices

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	None
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	Written offer and written terms before you commit; title-company closing.	Written offer and written terms before you commit; title-company closing.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Brainerd, MN calculator →

Questions about the two options? Call 888-274-5006.

4 · Local records

Crow Wing County information

Property records, court matters, and sale notices can involve different county offices. Crow Wing County’s official pages are useful starting points for local information; the title company checks the records and documents relevant to a particular closing.

5 · Understand the numbers

Closing costs and what you keep

When you sell to us, we pay the closing costs. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.

Compare the written terms with the settlement sheet. The Brainerd calculator can help you compare what you might keep from an as-is sale or a listing after the costs you enter.

Brainerd, MN Home Sale Net Proceeds Calculator

Calculator

Compare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.

6 · When something gets difficult

We stay with the process

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

7 · Questions and contact

Find the page for your situation

If an estate, deadline, tenant, repair, fire, or lien question is part of the sale, these Brainerd pages cover those situations. You can also call 888-274-5006 or return to the form above. You do not have to wait until every property question is settled.

Brainerd sale-process questions

What should I have ready before I contact you?

Start with the property address, its condition, who lives there, access, and the timing you are considering. You can start the conversation before every property question is settled; share what you know and what is still uncertain.

Do I need to repair or clean out the house first?

No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

When will I get a written cash offer?

We'll give you a written cash offer within 24 hours.

What are the Cash Offer and EZ Sale choices?

Who confirms the settlement numbers?

We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

Does paying closing costs also pay my mortgage or property debts?