Celina, OH · Mercer County · How the sale works
How Selling Your Celina House to Us Works
USA Home Buyers buys houses as-is in Celina and Mercer County. You can call or use the form before every property question is settled. Start with the address and what you know about the house.
Questions before you have all the details? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house. Unknown details can be sorted out in the conversation.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us about the house
Start with the Celina address, what you know about the condition, who is living there, and the timing you have in mind. You can start the conversation before every property question is settled. If a payoff, lien, estate, tenant, or deadline is still unclear, say what you do know and we can identify what needs to be checked.
Step 2: Talk through the property as it is
We talk through condition, access, occupancy, repairs, and the sale choices that fit the situation. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Step 4: Work through title and payoffs
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation. A lien is a recorded claim for money against the property. If you do not know whether one applies, you can still start with the information you have.
Step 5: Review the settlement sheet and close
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Celina home-sale calculator →
Celina and Mercer County records
County records can help you gather the starting facts
The Mercer County Auditor, Recorder, and Treasurer provide public property, recorded-document, and tax resources. These are starting points; the title company checks the information and documents needed for this sale. A public record by itself does not settle a payoff or the final closing figures.
Before settlement
Review the settlement figures and Ohio conveyance fee
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Ohio charges a conveyance fee when a house sells. By law, the seller pays $1 per $1,000 of the price, plus up to $3 per $1,000 that the county can add. When you sell to us, we pay it.
This statement is about the Ohio conveyance fee. The title company confirms the applicable figures for the sale on the settlement sheet.
When things get difficult
We keep working toward the closing table
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions about a specific situation?
Celina seller pages and planning tools
Questions about selling a Celina house
Can I contact you before every property question is settled?
Yes. Start with the Celina address and what you know about condition, occupancy, and timing. You can tell us which details are still unknown so the right questions can be identified.
What does selling as-is mean?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who checks title, liens, and the mortgage payoff?
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and documents needed for closing. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money against the property.
What are the Cash Offer and EZ Sale choices?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Start with what you know about the house
Call 888-274-5006 or use the form above. You do not have to settle every property question before the first conversation.