Clarksville, TN · Montgomery County · How the sale works
How Selling Your Clarksville House to Us Works
USA Home Buyers buys houses as-is in Clarksville and Montgomery County, Tennessee. You can call or use the form before every property question is settled. Start with the address and what you know about the house.
Questions now? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know so far. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us what you know about the house
Start with the Clarksville address, the condition, who lives there, access, and the timing you are considering. If an estate, payoff, lien, tax balance, tenant, or notice is part of the situation, share what you know so far. You can start the conversation before every property question is settled.
Step 2: Talk through the property as it is
We ask about the house, repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can also talk through listing or another choice alongside a sale to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Step 4: Work through title, signing authority, and payoffs
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or another obligation; a lien is a claim for money against the property. You can begin with what you know while the title company identifies which property details need review.
Step 5: Review the settlement sheet
The settlement sheet shows how the sale money breaks down, including the price, payoffs, liens, taxes, and other costs. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Choose, sign, and close
If you decide to proceed, review the final figures with the title company and sign the closing papers there. You can ask about any line before signing.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Clarksville home-sale net-proceeds calculator →
Tennessee closing detail
Understand the settlement figures
Tennessee charges a realty transfer tax when the deed is recorded. The rate is 37 cents for each $100 of the price paid or the property's value, whichever is greater. State law makes the buyer responsible for the tax; the county register of deeds collects it for the state. Read the Tennessee Department of Revenue's recordation-tax information ↗. See the Department's guidance on who pays and collects the tax ↗.
When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes, and share of current property taxes are separate.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find the next step for your Clarksville house
Call 888-274-5006 or use the form at the top of this page. Start with what you know; you do not need every answer before the first conversation.
- Inherited property and estate questions →
- Foreclosure deadlines →
- Selling during a divorce →
- Tenant-occupied property →
- Fire-damaged property →
- Liens and back taxes →
- Clarksville net-proceeds calculator →
- Clarksville seller resources →
Questions about selling a Clarksville house
Can I start before every property question is settled?
Yes. Call 888-274-5006 or use the form with the Clarksville address and what you know so far. You can tell us which details about the house, a payoff, lien, or estate are still unknown.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How do Cash Offer and EZ Sale differ?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Who checks title, liens, and the mortgage payoff?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a mortgage or another obligation; a lien is a claim for money against the property.
Who pays Tennessee's realty transfer tax when I sell to you?
Tennessee charges a realty transfer tax when the deed is recorded. The rate is 37 cents for each $100 of the price paid or the property's value, whichever is greater. State law makes the buyer responsible for the tax, and the county register of deeds collects it for the state. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
