Hudson, WI · St. Croix County · How selling to us works
How Selling Your Hudson House to Us Works
USA Home Buyers buys houses as-is in Hudson, Wisconsin and St. Croix County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start the conversation with what you know; every property question does not need to be settled first.
Questions about the house? Call 888-274-5006.
Tell us about your houseStart with what you know
Talk through your Hudson house
Share the address, condition, who lives there, access, and timing. You can ask about an open payoff, lien, estate, or other property question while you are still sorting out the details.
One conversation can get started
Tell us about the property
Start with the full address, condition, occupancy, access, and the timing you have in mind. Include any notice or document question you already know about. If something is still unknown, say what you know so far and we can talk through the next question.
Prefer to talk first? Call 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is going on. You can start before every detail is settled.
From first conversation to settlement
The sale, step by step
Step 1: Start with the address and what you know
Tell us about the house, its condition, who lives there, access, and the timing you are considering. You can start before every property question is settled; an open ownership, payoff, lien, tax, tenant, or notice question can be part of the first conversation.
Step 2: Talk through the property
We discuss the house as it sits and the practical details that could affect a sale. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, authority, and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for this sale. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a recorded claim for money. Bring the statements, notices, or estate papers you have when those questions apply.
Step 5: Review the settlement sheet
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Sign and close through the title company
If you decide to proceed, the title company prepares the closing documents and follows its instructions for signing and payment. The title company confirms the final settlement figures.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Hudson calculator →
Questions about the two options? Call 888-274-5006.
A local jurisdiction detail
Check which local rules apply to the property
Hudson is the county seat of St. Croix County. The nearby Village of North Hudson and Towns of Hudson and Troy are separate jurisdictions. For a city permit or code question, confirm which municipality the property is in; a nearby place name does not establish which local office or rules apply. City of Hudson Quick Facts ↗
Before settlement
Review the settlement figures and Wisconsin fee
The settlement sheet shows the sale price, mortgage payoffs, liens, taxes, other charges, and the amount scheduled to be paid out. Ask about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
On a sale that isn't exempt, Wisconsin charges the seller 30 cents for every $100 of the sale price, or part of $100. That's $300 on a $100,000 sale. The fee is collected when the deed is recorded. Some transfers are exempt, and recording and other closing charges are separate. When you sell to us, we pay the Wisconsin real estate transfer fee.
Wisconsin Statutes, Chapter 77 ↗ and Wisconsin Department of Revenue transfer-fee information ↗.
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement items. The named transfer fee is also separate from liens and other recording charges.
When something gets difficult
We keep working toward the closing table
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
More help with a Hudson house
Use a local page for a specific situation, or compare estimated net proceeds with the calculator.
Compare possible net proceeds
Use the Hudson calculator to compare editable estimates for listing and selling as-is.
Open the Hudson home-sale net-proceeds calculator →Questions about how a Hudson house sale works
Can I start the conversation before every property question is settled?
Yes. Start with the address and what you know about the house. Open questions about condition, occupancy, access, timing, ownership, or paperwork can be part of the first conversation.
Do I have to repair, clean, or clear out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I see before deciding whether to sell?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Review the written price and terms before deciding whether to proceed.
Who checks title, payoffs, liens, and signing authority?
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and documents needed for the sale. A particular estate, court, lender, or title question may also need the appropriate professional or office.
Who pays Wisconsin’s real estate transfer fee?
On a sale that isn't exempt, Wisconsin charges the seller 30 cents for every $100 of the sale price, or part of $100. That's $300 on a $100,000 sale. The fee is collected when the deed is recorded. Some transfers are exempt, and recording and other closing charges are separate. When you sell to us, we pay the Wisconsin real estate transfer fee.
Does paying closing costs include my mortgage payoff or liens?
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate settlement items.
Talk with us about your Hudson house
Call 888-274-5006 or start with the address and what you know in the form above. Questions before every detail is settled are welcome.