Merrill, WI · Lincoln County · How the sale works
How Selling Your Merrill House to Us Works
Tell us about the house
USA Home Buyers buys houses as-is in Merrill and Lincoln County, Wisconsin. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the property details you know. You do not have to settle every question before talking with us.
Call 888-274-5006 to talk through the house. Phone coverage is 24/7.
Tell us about the houseWe give written cash offers in 24 hours.
Share the address and what you know about the house. We can talk through open questions as we go.
From the first conversation to settlement
The sale, step by step
Step 1: Start with the house and what you know
Tell us the Merrill address, the house's condition, who lives there, access, and the timing you are considering. You can start before every property question is settled; we can work through open details as the conversation moves ahead.
Step 2: Talk through the property and your choices
We ask about the house as it sits and talk through the sale paths that fit your situation. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Before you decide whether to commit, we put the offer and its terms in writing. Review the price, responsibilities, possession, timing, costs, and property-specific conditions, and ask questions before choosing a path.
Step 4: Let the title company check title and payoffs
If you choose to proceed, closing is through a title company. It reviews the deed, who can sign, mortgage payoffs, liens, property-tax amounts, and the documents needed for this sale. The company checks the records and figures that apply to this property.
Step 5: Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Choose, sign, and close
You decide whether to proceed. If you choose to sell to us, the title company handles the closing paperwork and confirms the final figures. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Merrill calculator →
Questions about the two options? Call 888-274-5006.
Before settlement
Review the settlement figures and Wisconsin fee
The settlement sheet lists the sale price, mortgage payoffs, liens, property-tax amounts, other closing charges, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Wisconsin real estate transfer fee
On a sale that isn't exempt, Wisconsin charges the seller 30 cents for every $100 of the sale price, or part of $100. That is $300 on a $100,000 sale. The fee is collected when the deed is recorded. Some transfers are exempt, and recording and other closing charges are separate.
When you sell to us, we pay the Wisconsin real estate transfer fee.
Read the official Wisconsin Statutes, Chapter 77 ↗ and Department of Revenue transfer-fee information ↗.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate settlement items.
When the process gets difficult
We keep working toward the closing table
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
You can also Read our Google reviews.
Questions and next steps
More help with a Merrill house
If another issue is part of the sale, see our Merrill guidance on inherited property, foreclosure, selling during a divorce, tenants, code notices, fire damage, and property liens.
Questions about how a Merrill house sale works
Can I start before every property question is settled?
Yes. Start with the address and what you know about condition, occupancy, access, and timing. We can talk through open ownership, payoff, or paperwork questions as the sale moves ahead.
Do I have to repair, clean, or empty the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who checks the deed, signing authority, and mortgage payoff?
If you choose to proceed, the title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and the closing documents for this property.
Talk with us about your Merrill house
Call 888-274-5006 or start with the address and details you know in the form above. Phone coverage is 24/7, and you can begin before every question is settled.
Return to the property form ↑ ·Merrill home-selling overview →