Can I start before every property question is settled?
Yes. Start with the address and what you know. You can bring up open questions about condition, access, occupancy, estate papers, liens, payoffs, taxes, or timing as they are sorted out.
Morgantown, WV · Monongalia County · How it works
How Selling Your Morgantown House to Us Works
USA Home Buyers buys houses in Morgantown, WV and Monongalia County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with what you know; every property question does not have to be settled before the first conversation.
Call 888-274-5006 or start with the address and situation in the form.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is going on with the house. Start with what you know.
From the first conversation to settlement
The sale, step by step
Tell us what you know about the house
Start with the Morgantown address, condition, who lives there, access, and the timing you are considering. You can start the conversation before every property question is settled. If an estate, lien, payoff, tax balance, tenant, or deadline is still being sorted out, tell us what you know so far.
Talk through the property and the sale choices
We talk about condition, occupancy, access, repairs, and the questions that could affect a sale. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, timing, costs, and other terms before you decide whether to proceed.
Work through title, authority, and payoffs
The title company reviews the deed, who can sign, mortgage payoffs, liens, taxes, and any estate paperwork that affects the closing. These details can change the settlement figures, so bring the statements, notices, or estate papers you have; the questions can be sorted out as the sale moves forward.
Review the settlement sheet and close
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Morgantown calculator →
Questions about the two options? Call 888-274-5006.
Local records that may matter
Monongalia County estate, lien, and property records
Morgantown is in Monongalia County. County record searches can help you find recorded documents, parcel information, and tax records. If the house is inherited or a lien or tax question is open, the title company checks which documents, signing authority, and payoffs apply to this sale. A county search is a place to locate records, not the final settlement calculation.
Closing numbers
Review the settlement sheet and West Virginia transfer taxes
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
The sheet shows the sale price, payoffs, liens, taxes, closing costs, and the amount scheduled for disbursement. Ask about any line you do not recognize. The title company confirms the final numbers.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax.
Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items; this closing-cost payment does not cover them. West Virginia real estate transfer excise tax statute ↗.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Howard worked at Home Savings Bank for twenty-eight years. When he retired, we talked about downsizing for two years before we actually did it. The property tax on our Canfield Road house was $3,800 a year, and with both of us on fixed incomes that added up. USA Home Buyers closed in seven days. We're in a smaller place in Boardman with half the maintenance.”
“I got behind on payments after losing my warehouse job. The lender filed in Mahoning County Common Pleas Court and I didn't know what to do. USA Home Buyers explained the Ohio judicial foreclosure timeline, made a written offer the next morning, and we closed before the case moved to summary judgment. I walked away with money instead of losing everything.”
“The house on Michigan Avenue had been in Clara's family since 1951. When the waterline under the street broke, water backed up through the foundation and we had standing water in the basement for four days. Mold, foundation damage, HVAC destroyed. We're both past seventy and we couldn't put $40,000 into a house we'd been thinking about leaving anyway. Closed in ten days.”
Morgantown process questions
Who checks title, payoffs, and the final settlement numbers?
The title company reviews the deed, who can sign, mortgage payoffs, liens, and taxes. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays the West Virginia real estate transfer excise tax?
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
Questions and contact
Call 888-274-5006 or use the form above. You can start with the Morgantown address and what you know about the house.