Norwich, CT · New London County · How it works
How Selling Your Norwich House to Us Works
USA Home Buyers buys houses as-is in Norwich and New London County. We talk through the property and the written terms with you, then close through a title company if you choose to proceed.
You can start before every property question is settled. Call 888-274-5006.
Ask about a cash offer
Start with what you know
Tell us what is going on with the house
The address, condition, access, who lives there, and the timing you are considering are enough to begin the conversation. If you do not know an answer yet, start with what you do know and we can talk through the next question.
We buy houses as-is in any condition — no repairs, no cleaning, no cleanout required to sell to us. You do not have to get the house ready before telling us about it.
We give written cash offers in 24 hours.
Share the address and what you know. We can start before every property question is settled.
From first conversation to settlement
The Norwich sale, step by step
Talk about the property
We talk through condition, access, occupancy, ownership, and timing with you. We can work through open property questions as the sale moves forward. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Read the written offer and terms
We give written cash offers in 24 hours. Before you decide, we review the clear written terms with you: price, responsibilities, possession, timing, costs, and property-specific conditions. If you choose to proceed, the sale closes through a title company.
Work through title and payoffs
We review title, mortgage payoff, occupancy, and who has authority to sign. The title company reviews ownership and signing documents and coordinates the payoff, lien, and tax figures needed for closing. If estate or court papers affect who can sign, the title company will identify what is needed.
Review the settlement sheet
A settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Sign and close through the title company
The title company confirms the final numbers and explains the signing steps. Close as fast as 7 days when title and closing details allow. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
With a Cash Offer, USA Home Buyers buys directly. No agent commissions when you sell to us. No fees.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written price, timing, responsibilities, possession, and costs for the option you are considering. For another estimate of what may remain after costs, use the Norwich home-sale net-proceeds calculator →
Before the signatures
Conveyance taxes and the settlement numbers
In Connecticut, the seller is legally responsible for state and municipal real estate conveyance taxes when a qualifying deed is recorded. The state tax depends on the sale price; towns charge 0.25%, and eligible towns may add up to another 0.25%. Some transfers are exempt, and the closing attorney confirms the amount for the sale.
When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items; Those amounts are separate from the closing costs we pay. The settlement sheet shows the actual sale figures and the amount scheduled for disbursement.
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Keep the next question local
Norwich seller pages and planning tools
Questions about selling a Norwich house
Can I start before I have every detail about the property?
Yes. Start with the Norwich address and what you know about condition, access, occupancy, and timing. You can call or use the form before every property question is settled.
Do I need to repair or clean the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How do I compare the Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. The comparison on this page lays out the program terms beside listing and selling on your own.
Who confirms the mortgage payoff and the final settlement numbers?
The title company confirms the figures for closing. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays Connecticut conveyance taxes when I sell to you?
When you sell to us, we pay the closing costs, including the Connecticut state and municipal real estate conveyance taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items.
Ready to talk through your Norwich house?
Call 888-274-5006 or tell us about the address and what you know in the form. You can start before every property question is settled.