Tuscaloosa, AL · Tuscaloosa County · How the sale works
How Selling Your Tuscaloosa House to Us Works
USA Home Buyers buys houses as-is in Tuscaloosa and Tuscaloosa County. You can call or use the form before every property question is settled. Start with the address and what you know about the house.
Questions now? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and what you know. Unknown details can be sorted out in the conversation.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us what you know about the house
Start with the Tuscaloosa address, the house's condition, who is there, access, and the timing you are considering. If an estate, payoff, lien, tax balance, tenant, or deadline is part of the situation, tell us what you know so far. You can start the conversation before every property question is settled.
Step 2: Talk through the property and the choices
We ask about the house as it stands, including condition, repairs, access, occupancy, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We can talk through the sale choices that fit the property and what still needs to be checked.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed.
Step 4: Work through title, signing authority, and payoffs
The title company reviews the deed, who can sign, mortgage payoffs, liens, tax items, and closing documents. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property. You can start while details are still being sorted out.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Tuscaloosa calculator →
Alabama closing detail
What Alabama deed tax means for the sale
Alabama charges a deed tax when the deed is recorded with the county probate judge. The rate is 50 cents for each $500 of taxable value, or any part of $500. With no applicable mortgage-tax deduction, a $100,000 sale owes $100 and a $100,200 sale owes $100.50.
Taxable value may be reduced by a mortgage or vendor's lien on which Alabama mortgage tax has been paid; the closing attorney confirms that amount. The deed must come with proof of the actual price or value. Without proof, the probate office uses the latest tax assessment, and penalties can apply.
Closing numbers
Read the settlement figures
The settlement sheet shows the sale price, mortgage payoff, liens, taxes, other listed charges, and the amount scheduled for disbursement. When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes, and share of current property taxes are separate.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find the next step for your Tuscaloosa house
Call 888-274-5006 or use the form at the top of this page. You can start with what you know before every property question is settled.
- Inherited property →
- Foreclosure timing →
- Selling during a divorce →
- A tenant-occupied house →
- Code notices and repairs →
- Fire damage →
- Property liens and back taxes →
Tuscaloosa home-selling overview →
Questions about selling a Tuscaloosa house
Can I start before every property question is settled?
Yes. Call or use the form with the Tuscaloosa address and what you know so far about condition, occupancy, and timing. You can tell us which details are still unknown.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What are the Cash Offer and EZ Sale choices?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
What closing costs do you pay?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.