Wichita, KS · How it works

How Selling Your Wichita House to Us Works

USA Home Buyers buys houses as-is in Wichita and Sedgwick County, Kansas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with the address and what you know; every property question does not have to be settled first.

Questions about the house? Call 888-274-5006.

Tell us about the house

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Start with the property address and the details you know.

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From first conversation to settlement

The sale, step by step

  1. 1. Tell us what you know about the house

    Start with the Wichita address, condition, occupancy, access, and timing you are considering. Mention an estate, payoff, lien, tax balance, tenant, code notice, or deadline if it is part of the situation. You can begin the conversation before every property question is settled.

  2. 2. Talk through the house as it is

    We ask practical questions about the house, repairs, access, who lives there, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours.

  3. 3. Read the written offer and terms

    Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions before you decide whether to proceed, compare another path, or stop before signing.

  4. 4. Work through title, payoffs, and closing details

    If you choose to proceed, the title company checks the deed, ownership, who needs to sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money tied to the property. Estate or court authority, a current notice, and a specific payoff may need review with the appropriate professional, lender, or court. Keep official notices and deadlines in view while the sale is discussed.

  5. 5. Review the settlement sheet and close

    The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

FactorList with a realtorFSBOCash OfferEZ Sale
TimelineMarket-dependentMarket-dependent30 days or less60 days or less
PriceHighest, if it sellsVariesLower priceHigher price than the Cash Offer
RepairsRepairs may be needed before listing or after inspectionThe seller handles repair decisionsNo repairsNo repairs
CommissionsAgent commissions apply under the listing agreementNo listing-agent commission; the seller handles the saleNo commissionsNo commissions
Closing costsSeller costs depend on the contract and settlement statementSeller costs depend on the contract and settlement statementNo closing costsNo closing costs
ShowingsThe seller prepares for and coordinates showingsThe seller markets the property and coordinates showingsNoneNone
Who buysRetail buyerRetail buyerUSA Home Buyers buys directlyGoes to one of our partners
CertaintyDepends on the buyer, inspections, financing, and contractDepends on finding and qualifying a buyerWritten offer and written terms before you commit; title-company closing.Written offer and written terms before you commit; title-company closing.
Net proceedsCompare the expected sale price after commissions, repairs, costs, and waitingCompare the expected sale price after seller-managed costs and workCompare the written price after your payoff and other property obligations. No commissions. No closing costs.Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the Wichita, KS calculator →

Questions about the two options? Call 888-274-5006.

Wichita and Sedgwick County

Kansas has recording fees, not a deed tax

Kansas does not charge a real-estate transfer tax or deed tax. The state's mortgage registration tax ended on January 1, 2019. Recording a deed or mortgage costs $21 for the first page and $17 for each additional page, including the state's technology and heritage trust fund add-ons. The rates are statewide; the total depends on the number of pages recorded. The title company or closing professional confirms the exact charges for the documents in your sale.

When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate items; the title company or closing professional confirms the amounts and allocation for the specific sale.

For local recording information, the Sedgwick County Register of Deeds publishes its current fee schedule. The county schedule and Kansas statutes show the recording charges; the title company confirms which documents and amounts apply at closing.

Before the signatures

Look at the settlement figures together

Read the settlement sheet for the sale price, mortgage payoff, liens, taxes, costs, and the amount scheduled for you. Ask about any line you do not recognize. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

When the process gets difficult

We stay with the process

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Questions and next steps

Open the guide that fits the question in front of you. You can also call before every document or property detail is settled.

Wichita and Sedgwick County process questions

Can I start before every property question is settled?

Yes. Start with the Wichita address and what you know about condition, occupancy, access, and timing. You can raise an estate, payoff, lien, tax, title, or notice question as it comes up; you do not need every answer before the first conversation.

Do you buy houses as-is in Wichita and Sedgwick County?

Yes. USA Home Buyers buys houses as-is in Wichita and Sedgwick County, Kansas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

What comes before I commit to a sale?

We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.

Who confirms the settlement figures?

We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

Ready to talk through your Wichita house?

Call 888-274-5006 or start with the address and what you know in the form above. Questions before the documents are ready are welcome.

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