Albany, NY · About USA Home Buyers
About USA Home Buyers in Albany, NY
USA Home Buyers is a national homebuyer with local market handling. We buy houses as-is in Albany and Albany County, NY. Our headquarters are in King of Prussia, PA.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and tell us what is happening with the house.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Representative Albany housing-stock photos; these are not specific seller properties.
Your written offer and closing
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Albany, NY calculator →
Questions about the two options? Call 888-274-5006.
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual location appears with the review. Nearby sellers are welcome.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Both retired, house too big, property taxes $5,200 a year. The house on Belmont Avenue had been good to us but it was time. Our financial advisor suggested we downsize and put the equity to work. USA Home Buyers were straightforward — offer, agreement, closing. Done in nine days. We moved to a condo in West Springfield.”
“My uncle left me a three-family on Oak Street — built in 1922, hadn't been updated since the 1970s. I'm in Florida and couldn't manage it from down here. USA Home Buyers sent a written offer the next day and we closed in 10 days. I didn't have to fly up, didn't have to clean a thing.”
“I got behind after losing my job at MassMutual. The mortgage servicer was already sending notices. USA Home Buyers explained the Massachusetts foreclosure process — it moves fast here — and we closed before it got to auction. I walked away with money I didn't know I could keep.”
Albany and Albany County help
Albany is in Albany County, New York. These city and county sources are starting points for property, assessment, tax, and recorded-document lookups; the title company can identify which records apply to a particular sale.
Questions about selling and closing
Do you buy houses as-is in Albany and Albany County?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We serve Albany and Albany County, NY.
When will I get a written cash offer, and what can I read before deciding?
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
Who reviews the settlement sheet and confirms the final numbers?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Can I sell without traveling to Albany or attending settlement?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Who pays the closing costs?
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. This does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Where is USA Home Buyers headquartered?
Our headquarters are in King of Prussia, PA. We are a national homebuyer with local market handling in Albany and Albany County.
Talk through an Albany house
Share the address and what you know about the house. You can read the written terms before deciding.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the house and the timing you have in mind.
Call 888-274-5006 to talk through your property.