Merrillville, IN · Lake County · About USA Home Buyers
About USA Home Buyers in Merrillville, IN
USA Home Buyers is headquartered in King of Prussia, Pennsylvania, and buys houses in Merrillville and Lake County, Indiana.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or tell us about the property in the form.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Your written offer and closing
You get a written offer and written terms before you commit, and we close through a title company.
Before closing, we'll talk through the title, any payoff, who lives in the house, and who will sign.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Close as fast as 7 days when title and closing details allow.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Merrillville calculator →
Questions about the two options? Call 888-274-5006.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Local help for a Merrillville sale
Merrillville's Planning & Building Department handles Town building-code and zoning questions. The Lake County Plan Commission handles permits and complaints in unincorporated Lake County. Not sure which office covers the property? Call us — we'll sort it out with you.
Merrillville, IN Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Town of Merrillville Planning & Building ↗Town building-code and zoning information.Lake County Plan Commission ↗Permit and complaint information for unincorporated Lake County.Questions about selling to USA Home Buyers
Do you buy houses as-is in Merrillville and Lake County?
Yes. USA Home Buyers buys houses in Merrillville and Lake County, Indiana. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What do I get before I decide to sell?
You get a written offer and written terms before you commit, and we close through a title company.
How soon can closing happen?
Close as fast as 7 days when title and closing details allow.
How do you review the settlement numbers?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Can I sell from outside Indiana?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Who pays closing costs and commissions?
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Talk about a Merrillville property
Call 888-274-5006 to talk through the house, or share the address and what matters to you.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.