Murray, KY · Calloway County · About USA Home Buyers
About USA Home Buyers in Murray, KY
We buy houses as-is in Murray and Calloway County, Kentucky. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Review the written offer and terms before you decide whether to sell. Call 888-274-5006 — we answer 24/7.
We give written cash offers in 24 hours.
Share the property address and what is happening with the house. No obligation.
Who we are
A national homebuyer serving Murray and Calloway County
We buy houses in Murray and Calloway County, Kentucky, and give sellers a direct cash-offer option to compare.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or use the form on this page to tell us about the house.
Experience
We have seen a lot of different seller situations
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Offer and closing
Your written offer and closing
1. Tell us about the house
We talk through the property, its condition, and what timing matters to you.
2. Review the written offer
You get a written offer and written terms before you commit, and we close through a title company.
3. Close through a title company
If you choose to continue, the title company handles the closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. That doesn't pay your mortgage, liens, back taxes, or your share of current property taxes.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Murray, KY calculator →
Questions about the two options? Call 888-274-5006.
Sellers near Murray are welcome to call, too.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Local help
Murray and Calloway County resources
Murray is the Calloway County seat, but City and County offices handle different questions. For a particular property, the applicable local office depends on its address and the question.
Murray, KY Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
City of Murray contacts ↗City contact information, including the Customer Service Center.Calloway County offices ↗County Clerk deed-recording, Treasurer, and Property Valuation Administrator contacts.Questions about buying and closing
Do you buy houses as-is in Murray and Calloway County?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in Murray and Calloway County, Kentucky.
What do I receive before I decide whether to sell?
You get a written offer and written terms before you commit, and we close through a title company.
Can I sell from somewhere outside Kentucky?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
What closing costs do you pay?
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. That doesn't pay your mortgage, liens, back taxes, or your share of current property taxes.
Who reviews the settlement sheet and confirms the final numbers?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Questions about a Murray house?
Call 888-274-5006 or use the form to tell us about the property.
We give written cash offers in 24 hours.
Share the address and what you are weighing.