What can market figures tell you about your options?
Market-wide figures give context, not a price or net-proceeds estimate for one house. Zillow's typical home value for Murray is $209,141 (As of September 2026; Zillow typical home value for Murray, KY). Its geography and reporting month travel with the figure; compare it with the actual condition and sale terms for your house.
Prices, timing and your selling options
Home prices in Murray
Homes in Murray, KY sold for a median of $269,871 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Murray, KY spent a median of 58 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.
What are the practical ways to sell an as-is house?
List with an agent
A listing puts the house on the market for buyers to consider. Your listing agreement sets the agent's compensation, and you decide what preparation, repairs, access for showings, and carrying costs fit your plan.
Sell it yourself
You set the asking price and manage marketing, buyer questions, property access, and sale coordination, or choose professional help for parts of the process. Include the time and any support you choose in your comparison.
A direct sale is another choice when you want to compare written purchase terms without first preparing the house. As-is describes the condition, not what you will keep. Compare the work, timing, written terms, and costs for the actual property.
Cash Offer or EZ Sale: compare the written numbers
The table places the Cash Offer and EZ Sale beside listing with an agent and selling on your own. Compare who buys, repairs, timing, showings, price, and costs for your house.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Murray calculator →
Questions about the two options? Call 888-274-5006.
Which Murray or Calloway County office handles a tax question?
The City's resident guide directs city-tax questions to its Customer Service Center; Calloway County lists its Property Valuation Administrator and Treasurer for county assessment and tax questions. If a local office question affects your sale, we can talk through the property address with you. See the City of Murray resident guide and the Calloway County office directory.
Which sale costs should you compare?
Kentucky's real estate transfer tax is 50 cents for each $500 of value or fraction of $500. The grantor—the seller—owes it by law, and the county clerk collects it before the deed is recorded. Some transfers are exempt, and recording fees are separate; a title company can confirm whether an exemption applies to your sale. Read Kentucky Revised Statute 142.050.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Compare what you may keep—not just the asking price—with the Murray home-sale net-proceeds calculator. Use your own estimates for the house and sale path.
What can you do next?
Start with the address and what matters in the sale, such as repairs, cleanout, or timing. We can compare a direct-sale option with a listing or sale by owner before you decide.
We answer 24/7 at 888-274-5006. Call with a question while you are still comparing, or use the form above to ask about a written cash offer.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
You can also Read our Google reviews.
Common Murray as-is sale questions
Can I sell my Murray house as-is?
Yes. USA Home Buyers buys houses as-is in Murray and Calloway County, Kentucky. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What are my options for selling an as-is house?
You can list with an agent, sell on your own, or compare a Cash Offer with EZ Sale. Compare the written terms, timing, showings, work, and costs for the actual house.
Who pays Kentucky real estate transfer tax?
Kentucky law assigns the tax to the grantor—the seller—and charges 50 cents for each $500 of value or fraction of $500. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Want to talk through your Murray house?
Call 888-274-5006 with a question, or use the form to ask about a cash offer.