Santa Cruz, CA · Santa Cruz County
About USA Home Buyers in Santa Cruz, CA
We buy houses as-is in Santa Cruz and Santa Cruz County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Want a written cash offer? Call 888-274-5006 or use the form.
We give written cash offers in 24 hours.
Share the property address and tell us what is going on with the house.
We'll give you a written cash offer within 24 hours.
Experience buying houses
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We're a national homebuyer with local market handling. USA Home Buyers is headquartered in King of Prussia, PA, and serves sellers in Santa Cruz and Santa Cruz County.
Written offer and closing
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Closing costs
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Two ways to sell: Cash Offer or EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Santa Cruz calculator →
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Local help for Santa Cruz sellers
Santa Cruz is in Santa Cruz County. These links lead to local seller resources and official city and county starting points for property and recording questions. Nearby sellers are welcome too.
Questions and contact
Questions about selling to us
Do you buy houses as-is in Santa Cruz?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens after I ask for an offer?
We'll give you a written cash offer within 24 hours. You receive written terms before you commit, and the closing goes through a title company.
Who pays the closing costs?
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Can I sell if I live somewhere else?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Talk with our team
Call 888-274-5006 or send the property details using the form.
We give written cash offers in 24 hours.
Tell us about the property and compare the written option with your other choices.
We'll give you a written cash offer within 24 hours.