USA Home Buyers

Sell Your House Fast in San Jose, CA — Cash Offer in 24 Hours

We buy houses as-is in San Jose, Santa Clara County, and Alameda County, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You're going to get a fair price and not have to do anything. Just show up at settlement.

We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.

Call 888-274-5006 to talk through the property.

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We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address, condition, and what is making the sale difficult.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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Estimate what you could keep from a San Jose sale

San Jose, CA illustrative estimate

San Jose, CA illustrative home sale net proceeds estimate

The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.

Start with your best estimate of what your house is worth. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.

Starting-value basis: Illustrative starting home value for San Jose, CA: $1,362,808. Editable planning estimate, not an appraisal.

See what you'd actually walk away with.

Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.

Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.

Three simple steps

  1. 1

    Tell us about your house

    Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.

  2. 2

    Get your offer

    We give written cash offers in 24 hours.

  3. 3

    Close

    Written offer and written terms before you commit; title-company closing.

Choose the question closest to yours

Selling a San Jose house in a difficult situation

Inherited

You stop paying for a house and get a fair price.

Foreclosure

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Fire damage

You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.

Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.

Liens and back taxes

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Tenants

You're done — no turnover, no repairs, no more bad tenants.

Code violations

The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.

Divorce

You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

FactorList with a realtorFSBOCash OfferEZ Sale
TimelineMarket-dependentMarket-dependent30 days or less60 days or less
PriceHighest, if it sellsVariesLower priceHigher price than the Cash Offer
RepairsRepairs may be needed before listing or after inspectionThe seller handles repair decisionsNo repairsNo repairs
CommissionsAgent commissions apply under the listing agreementNo listing-agent commission; the seller handles the saleNo commissionsNo commissions
Closing costsSeller costs depend on the contract and settlement statementSeller costs depend on the contract and settlement statementNo closing costsNo closing costs
ShowingsThe seller prepares for and coordinates showingsThe seller markets the property and coordinates showingsNoneNone
Who buysRetail buyerRetail buyerUSA Home Buyers buys directlyGoes to one of our partners
CertaintyDepends on the buyer, inspections, financing, and contractDepends on finding and qualifying a buyerWritten offer and written terms before you commit; title-company closing.Written offer and written terms before you commit; title-company closing.
Net proceedsCompare the expected sale price after commissions, repairs, costs, and waitingCompare the expected sale price after seller-managed costs and workCompare the written price after your payoff and other property obligations. No commissions. No closing costs.Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the San Jose calculator →

Questions about the two options? Call 888-274-5006.

Selling costs in San Jose: documentary transfer tax

California counties charge documentary transfer tax of $0.55 for each $500 of value, or fraction of $500 — $1.10 per $1,000. It applies when the consideration is over $100, excluding any lien or loan that stays on the property. On a $100,000 taxable amount, the county tax is $110 before any city tax.

A city may take half of the county rate as its own share, credited against the county tax, so the combined rate usually stays at $1.10 per $1,000. Some cities add a larger tax on top. The county recorder collects the tax when the deed is recorded. State law makes a person who signs or benefits from the deed responsible for it, while the purchase agreement can allocate the cost between buyer and seller. Have title or escrow confirm the parcel's county, any city transfer tax, exemptions, and taxable amount.

When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.

That does not pay your mortgage, liens, back taxes, or your share of current property taxes. Those amounts are separate from our closing-cost payment.

Sources: California Revenue and Taxation Code §11911, §11912, and §11931.

What San Jose sellers should know

Check the county for the exact property

City and Census boundary layers differ at a small edge. The City incorporated-area geometry overlaps Santa Clara and Alameda County polygons; the Census San Jose place geometry overlaps Santa Clara County only. This is a city-level source comparison, not a parcel determination. If you are checking county records or transfer-tax details, ask title or escrow to confirm the county for the exact address rather than relying on a city label or mailing address.

Sources: City of San José incorporated-area geometry, U.S. Census San Jose place geometry, and U.S. Census county polygons (retrieved October 7, 2026).

What sellers say about USA Home Buyers

5.0 out of 5 on Google

Dan from USA Home Buyers
Dan, USA Home Buyers

About USA Home Buyers

Experience and reach

Our founder bought his first property in 2004 — more than 20 years of buying houses.

We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.

We buy nationwide and focus on the country's most promising markets — not tied to one region, so we don't get stuck when a local market turns.

Your offer and closing

We give written cash offers in 24 hours.

Written offer and written terms before you commit; title-company closing.

We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Cash Offer and EZ Sale

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

San Jose is a market we serve.

Useful San Jose and county offices

The boundary sources do not identify a particular property's county. Confirm it by address, then use the matching county office.

Questions San Jose sellers ask

Can I sell a San Jose house without fixing it first?

Yes. We buy houses as-is in any condition — no repairs, no cleaning, no cleanout required to sell to us.

How soon will I get a written cash offer?

We give written cash offers in 24 hours. You get written offer and written terms before you commit; closing is through a title company.

What if a trustee's sale is scheduled?

If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

What documentary transfer tax applies to a San Jose home sale?

California counties charge $0.55 for each $500 of value, or fraction of $500 ($1.10 per $1,000). It applies when consideration is over $100, excluding a lien or loan that stays on the property. A city may take half of that rate as its own share, credited against the county tax, and some cities add a larger tax on top. Have title or escrow confirm the property county, any city tax, and the taxable amount. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Which county handles a San Jose property?

City and Census boundary layers disagree at a small edge: the City incorporated-area geometry overlaps Santa Clara and Alameda County polygons, while the Census San Jose place geometry overlaps Santa Clara County only. These city-level layers do not identify an individual parcel’s county. Ask title or escrow to confirm the county for the exact address before relying on county-specific records or costs.

What happens to insurance proceeds if I sell a fire-damaged house to you?

You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.

Tell us about your San Jose house

Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.

Hablamos Español

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address and what is making the sale difficult.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers.

Hablamos Español

Nearby market pages and San Jose resources

See our nearby San Francisco and Santa Cruz market pages.

Local and tax sources

Call Now 888-274-5006