Questions About Selling a House in San Jose, CA

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work and what you know about the house; you do not have to finish repairs or cleanout before asking about a cash offer.

Read about San Jose code notices and repair questions →

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Compare the Cash Offer and EZ Sale terms below →

We give written cash offers in 24 hours. The Cash Offer program is 30 days or less; EZ Sale is 60 days or less. These are program terms, not a property-specific closing date. The written terms and title process apply to the house you are considering.

See how the San Jose sale process works →

Net proceeds are what remains after the sale price and the costs or balances tied to the property. Compare the written price with any mortgage payoff, liens, back taxes, your share of current property taxes, and the repairs, commissions, cleanout, and carrying costs involved in listing. Those balances are separate from closing costs we pay.

Compare possible San Jose net proceeds with the calculator →

California counties charge documentary transfer tax of $0.55 for each $500 of value, or fraction of $500, when consideration is over $100; a lien or loan that stays on the property after the sale is not counted as consideration. A city may take half of the county tax as a credited share, so the combined rate usually stays at $1.10 per $1,000; some cities add a larger tax. Escrow or the title company can confirm the property county, taxable amount, and any city tax. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.

Compare costs that can affect what you keep →

• California Revenue and Taxation Code §11911 — documentary transfer tax rate →
• California Revenue and Taxation Code §11931 — city tax credit and allocation →

Often, yes, but the sale date matters. California home loans commonly use a deed of trust, so most foreclosures are nonjudicial: there is no lawsuit, and the trustee named in the deed of trust runs the process. The trustee records a notice of default. After a 90-day cure period, a notice of sale can follow; it must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate by catching up until five business days before the sale, or pay off the loan up to the sale itself. There is no right of redemption after a nonjudicial trustee's sale. A sale can be postponed by the trustee, at the lender's instruction or by agreement; for one-to-four-unit homes, state law also allows limited 45-day postponements tied to a broker listing and a qualifying purchase agreement. Have the title company or an attorney confirm the sale date and payoff. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

Read California foreclosure timing and options →

• California Courts — rights in a nonjudicial foreclosure →
• California Civil Code §2924c — reinstatement →
• California Civil Code §2924f — notice of sale and postponements →
• California Civil Code §2924g — trustee sale and postponement →
• California Department of Real Estate — homeowner foreclosure guide →

Yes. Start with the property address and what you know about condition, occupancy, and timing. A deed, lease, estate paper, payoff information, or notice can help answer a follow-up question, but you can call before you have everything gathered. Written offer and written terms before you commit; title-company closing.

See the first steps for a San Jose house sale →

Yes. You can start with the address and whatever estate or title papers you have. Before a closing plan is set, the title company can identify the records and signing authority that need to be confirmed for the property.

Read about inherited property in San Jose →

Yes. You can ask about the house while a tenant is living there. Share what you know about the lease, occupancy, access, notices, and timing so those details can be considered in the property review and written terms.

Read about tenant-occupied property in San Jose →

You can ask about the property while sorting out a lien or tax balance. The title company and closing professionals confirm actual payoffs and how they appear in the settlement figures. Mortgage balances, liens, back taxes, and your share of current property taxes remain separate from the closing costs we pay.

Read about property liens and payoff questions →